226 Strader Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 226 Strader Ave, Cincinnati, OH 45226

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 928 sqft · built 1898
Lot Size0.069 acres (3,006 sqft)
OwnerCompany Name on Record
Last Sale$102,000 (Jul 2024)
Tax Bill$1,507 (2025)
Deeds & MortgagesJun 2021 Line of Credit
Jan 2021 Line of Credit
+ 1 more
Flood ZoneZone AE (high risk)
APN028-0002-0100-00

Property Details

APN / Parcel Number

Primary APN028-0002-0100-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area928 sqft Living Area
Gross Area1,856 sqft
1st Floor Area928 sqft
Basement Area928 sqft

Exterior

Year BuiltBuilt 1898
Effective Year BuiltEffective 1898
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area3,006 sqft (0.069 acres)
Lot Dimensions120 ft deep x 50 ft wide
PorchOpen Frame Porch
Porch Area75 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address226 STRADER AVE
CityCINCINNATI
StateOH
Zip45226-1026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF2
Legal Description226 STRADER AVE 25 X 120 LOT 13 S W HARTSHORN SUB
Legal SubdivisionHARTSHORN SUB
Legal Lot Number13
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group2
Census Block2056
Census Tract26600

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address404 RIDDLE RD, MOUNT HEALTHY, OH 45231-2710
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2021Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Jan 19, 2021Deed of Trust, Mortgage · Line of Credit
FIGURE LNDG LLC
Oct 30, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2024 · Amount on Record
Deed SaleJul 15, 2024 · Amount on Record
Prior SaleJul 28, 2006 · Amount on Record
Deed Document Number202448301
Deed Book / Page15207 / 276
Prior Transfer DateOct 30, 2017
Prior Transfer Doc0000099546
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address226 STRADER AVE, CINCINNATI, OH 45226-1026
Transaction TypeMortgage
Record UpdatedJul 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 STRADER AVE, CINCINNATI, OH 45226-1026

Mortgage

Document Number0000066900
DateJun 1, 2021
Book Page14429/1109
Instrument2021-0066900
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 22, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address226 STRADER AVE, CINCINNATI, OH 45226-1026
Document Number0000010221
Instrument DateJan 19, 2021
Transaction TypeMortgage
Record UpdatedMar 25, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 STRADER AVE CINCINNATI OH 452261026, CINCINNATI, OH 45226-1026

Mortgage

Document Number0000010221
DateJan 25, 2021
Book Page014340/002258
Instrument10221
Lender
NameFIGURE LNDG LLC
AddressRENO, NV 89501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJan 24, 2036
Interest
Rate TypeAdjustable Rate

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON OH
Recording DateOct 30, 2017
Property Address226 STRADER AVE, CINCINNATI, OH 45226-1026
Document Number0000099546
Book / Page013534 / 001937
Instrument DateOct 30, 2017
Instrument99546
Transaction TypeTransfer
Record UpdatedJan 26, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 STRADER AVE CINCINNATI OH 452261026, CINCINNATI, OH 45226-1026

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,507.00 (-4.68%)$23,576 (-) Land $5,950 Building $17,626$67,360 (-) Land $17,000 Building $50,360
2024$1,581.00 (+4.84%)$23,576 (-) Land $5,950 Building $17,626
2023$1,508.00 (+23.1%)$23,576 (+44.14%) Land $5,950 Building $17,626$67,360 (+44.15%) Land $17,000 Building $50,360
2022$1,225.00$16,356 Land $3,990 Building $12,366
2020$46,730 Land $11,400 Building $35,330

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 56 individual policies
Nearby Flood Policies87 units insured
incl. 31 condo units
Nearby Flood Claims91 (1978–2025)
Claims Outside the SFHA7 of 91
Most Recent ClaimApr 2025
Claims by Event
  • Severe Storms, Landslides, And Mudslides, Feb 2018 · 15 claims
  • Severe Storms And Flooding, Mar 1997 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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