226 Spring Oak Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 226 Spring Oak Ct, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,225 sqft · built 1995
Lot Size	0.044 acres (1,928 sqft)
Owner	Individual Name on File
Last Sale	$222,500 (Oct 2011)
Tax Bill	$4,437 (2025)
Deeds & Mortgages	May 2020 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-1290-007-0000`

Property Details

APN / Parcel Number

Primary APN	`072-1290-007-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,225 sqft Living Area
1st Floor Area	545 sqft
2nd Floor Area	680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	1,928 sqft (0.044 acres)
Garage Area	489 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	226 SPRING OAK CT
City	FOLSOM
State	CA
Zip	95630-7937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M (PD)
Legal Description	OAK VILLAS, LOT 22
Legal Subdivision	OAK VILLAS
Legal Lot Number	22
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1028
Census Tract	8504

Owner

226 Spring Oak Ct is owned and occupied by an individual who bought it in October 2011.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	226 SPRING OAK CT, FOLSOM, CA 95630-7937
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MTG
Oct 24, 2019	Deed of Trust, Mortgage · FHA Mortgage SIERRA PACIFIC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2011 · Amount on File
Deed Sale	Oct 31, 2011 · Amount on File
Prior Sale	Jun 14, 2010 · Amount on File
Deed Book / Page	20111031 / 1109
Prior Transfer Date	Apr 9, 2009
Prior Transfer Doc	4090000000746
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	226 SPRING OAK CT, FOLSOM, CA 95630-7937
Document Number	2006031434
Instrument Date	May 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 SPRING OAK CT FOLSOM CA 956307937, FOLSOM, CA 95630-7937

Mortgage

Document Number	2006031434
Date	Jun 3, 2020
Instrument	2006031434

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	226 SPRING OAK CT, FOLSOM, CA 95630-7937
Document Number	1910301420
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 SPRING OAK CT FOLSOM CA 956307937, FOLSOM, CA 95630-7937

Mortgage

Document Number	1910301420
Date	Oct 30, 2019
Instrument	1910301420

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 226 Spring Oak Ct was $4,437, up 25.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$285,048 (+2%) Land $140,922 Building $144,126
2025	$4,437.00 (+25.91%)	$279,459 Land $138,159 Building $141,300
2024	$3,524.00 (+16.53%)
2023	$3,024.00 (+1.44%)	$268,609 Land $132,795 Building $135,814
2022	$2,981.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 226 Spring Oak Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 Spring Oak Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Succeed.Net.

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