226 Smith St, Newark, NJ 07106 Property Records

Essex County and Newark City property record for 226 Smith St, Newark, NJ 07106

Property Summary

Property TypeSingle Family Home
Details2,286 sqft · built 1915
Lot Size0.055 acres (2,413 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Feb 2015)
Tax Bill$6,082 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Oct 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN14-04112-0000-00002

Property Details

APN / Parcel Number

Primary APN14-04112-0000-00002
Alternative APN
  • 140411200002

Interior

Stories2 Stories
Building Area2,286 sqft Living Area

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Construction TypeFrame
Lot Area2,413 sqft (0.055 acres)
Lot Dimensions96 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number140411200002
Street Address226 SMITH ST
CityNEWARK
StateNJ
Zip07106-1710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description25X96.6
Legal SubdivisionCITY/NEWARK
Legal Block4112
Legal Lot Number2
JurisdictionESSEX NJ
Township / Civil DivisionNEWARK
Census Block Group1
Census Block1008
Census Tract2100

Owner

Source: Essex County and Newark City records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address226 SMITH ST, NEWARK, NJ 07106-1710
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2024Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Oct 27, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2015 · Amount on Record
Deed SaleFeb 11, 2015 · Amount on Record
Prior SaleSep 18, 2014
Deed Document Number20158963
Record UpdatedOct 29, 2026

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateJan 3, 2024
Property Address226 SMITH ST, NEWARK, NJ 07106-1710
Document Number0000000432
Instrument DateDec 1, 2023
Instrument2024000432
Transaction TypeTransfer
Record UpdatedJan 29, 2024
Title CompanyTRUE VALUE TITLE AGENCY LLC, TRUE VALUE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,312.50
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address816 MYRTLE AVE # 22, 22, ALBANY, NY 12208-2620

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 SMITH ST, NEWARK, NJ 07106-1710

Mortgage

Document Number0000000437
DateJan 3, 2024
Instrument2024000437
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2054

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address226 SMITH ST, NEWARK, NJ 07106-1710
Transaction TypeMortgage
Record UpdatedNov 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 SMITH ST, NEWARK, NJ 07106-1710

Mortgage

Document Number0000095896
DateOct 27, 2022
Instrument2022095896
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term334 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Essex County and Newark City assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
MunicipalityNewark City
Unified School DistrictNewark City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$200,200 (+31.62%) Land $15,900 Building $184,300$200,200 (+31.62%) Land $15,900 Building $184,300
2025$6,082.00 (+5.15%)$152,100 (-) Land $15,900 Building $136,200$152,100 (-) Land $15,900 Building $136,200
2024$5,784.00 (+1.8%)
2023$152,100 (-) Land $15,900 Building $136,200$152,100 (-) Land $15,900 Building $136,200
2022$5,682.00 (+0.05%)$152,100 Land $15,900 Building $136,200$152,100 Land $15,900 Building $136,200
2021$5,679.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEWARK WATER DEPARTMENT
serves 294,274 people · EPA ID NJ0714001
Water SourceSurface water
Last State InspectionOct 2024
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2020
Treatment failure
resolved · Sep 2020
Haloacetic acids
resolved · Jan 2020
Treatment and ProcedureCorrosion control
Jul 2022
Lead public education
Mar 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Xfinity.

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