226 Smith Rd, Clinton, TN 37716 Property Records

Anderson County property record for 226 Smith Rd, Clinton, TN 37716

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,075 sqft · built 2006
Lot Size	14.5 acres (635,105 sqft)
Owner	2 Individual Names on Record
Last Sale	$156,000 (Feb 2016)
Tax Bill	$1,111 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001093 04303`

Property Details

APN / Parcel Number

Primary APN	`001093 04303`
Alternative APNs	`01093 093 043.03 000` `093 04303`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,075 sqft Living Area
1st Floor Area	672 sqft
Upper Floors Area	672 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	635,105 sqft (14.5 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	448 sqft
Shed	1 Shed
Shed Area	2 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	01093 093 043.03 000
Street Address	226 SMITH RD
City	CLINTON
State	TN
Zip	37716-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 1
Legal Subdivision	HANEY 04
Jurisdiction	ANDERSON TN
Township / Civil Division	5
Census Block Group	2
Census Block	2012
Census Tract	21001

Owner

Source: Anderson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	226 SMITH RD, CLINTON, TN 37716-5001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORP
Aug 5, 2021	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Aug 7, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2016 · Amount on Record
Deed Sale	Feb 3, 2016 · Amount on Record
Prior Sale	May 22, 2015 · Amount on Record
Deed Document Number	16000874
Deed Book / Page	1632 / 1353
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDERSON TN
Recording Date	Jun 17, 2022
Property Address	226 SMITH RD, CLINTON, TN 37716-5001
Document Number	0017951465
Book / Page	1795 / 1465
Instrument Date	Jun 2, 2022
Instrument	22006829
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	PREMIER TITLE/FL, PREMIER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,269.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 FREEIS LANE, CLINTON, TN 37716-5037

Mortgage

Document Number	0022006830
Date	Jun 17, 2022
Instrument	22006830

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TN
Property Address	226 SMITH RD, CLINTON, TN 37716-5001
Transaction Type	Mortgage
Record Updated	Aug 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 SMITH RD, CLINTON, TN 37716-5001

Mortgage

Document Number	17651612
Date	Aug 5, 2021
Book Page	1765/1612
Instrument	21009020

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TN
Property Address	226 SMITH RD, CLINTON, TN 37716-5001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17321636
Date	Aug 7, 2020
Book Page	1732/1636
Instrument	20007577

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Mar 1, 2046

Tax Assessment & Valuation

Source: Anderson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Anderson County
Unified School District	Anderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,111.00	$73,875 (+120.85%) Land $24,775 Building $49,100	$295,500 (+120.85%) Land $99,100 Building $196,400
2023		$33,450 Land $12,300 Building $21,150
2020			$133,800 Land $49,200 Building $84,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 87% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVER SPRINGS WATER BOARD serves 5,361 people · EPA ID TN0000523
Water Source	Purchased surface water from ANDERSON COUNTY W.A.
Last State Inspection	Jul 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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