226 Sky Lake Dr, Highlands, NC 28741 Property Records

Macon County property record for 226 Sky Lake Dr, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,998 sqft · built 1982
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Aug 1998)
Tax Bill	$2,656 (2026)
Deeds & Mortgages	May 2017 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7540789291`

Property Details

APN / Parcel Number

Primary APN	`7540789291`
Alternative APNs	`0501883` `51062`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,998 sqft Heated Area
1st Floor Area	2,998 sqft
Basement Area	428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	49 sqft
Patio Area	1,203 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	51062
Street Address	226 SKY LAKE DR
City	HIGHLANDS
State	NC
Zip	28741-7128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 6 VALLEY VISTA
Legal Subdivision	VALLEY VISTA SUBD
Legal Lot Number	6
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1029
Census Tract	970502

Owner

226 Sky Lake Dr is owned by an individual who bought it in August 1998.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 2831, HIGHLANDS, NC 28741-2831
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage ELF AND ASSOCIATES LLC
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHEAST MORTGAGE OF GEORGIA
Aug 14, 2019	Deed of Trust, Mortgage · Line of Credit REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 1998 · Amount on File
Deed Sale	Aug 21, 1998 · Amount on File
Deed Book / Page	22 / 922
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	226 SKY LAKE DR, HIGHLANDS, NC 28741-7128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	Y37/1549
Date	May 24, 2017
Book Page	Y-37/1549

Lender

Name	ELF AND ASSOCIATES LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	24 Months
Due	May 23, 2019

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	226 SKY LAKE DR, HIGHLANDS, NC 28741-7128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	Y39/2483
Date	Jun 15, 2020
Book Page	Y-39/2483
Instrument	2020003815

Lender

Name	SOUTHEAST MORTGAGE OF GEORGIA
Type	Mortgage Company
Address	DULUTH, GA 30096

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	226 SKY LAKE DR, HIGHLANDS, NC 28741-7128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	J39/0692
Date	Aug 14, 2019
Book Page	J-39/0692
Instrument	2019005282

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 226 Sky Lake Dr was $2,656, up 3.4% from the year before.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,656.00 (+3.39%)	$847,160 (-) Land $93,910 Building $753,250	$847,160 (-) Land $93,910 Building $753,250
2025	$2,569.00	$847,160 Land $93,910 Building $753,250	$847,160 Land $93,910 Building $753,250
2023	$2,557.00	$847,160 Land $93,910 Building $753,250	$847,160 Land $93,910 Building $753,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 226 Sky Lake Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2013–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 Sky Lake Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50

May also be available: Verizon.

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