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226 Rochester Loop, Davenport, FL 33897 Property Records

Polk County property record for 226 Rochester Loop, Davenport, FL 33897 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1996
Square Footage1,908 sqft Living Area
Lot Size5,611 sqft (0.129 acres)
OccupancyOwner Occupied
Last Sale$355,000 (2026)
Tax Bill$3,533.00 (2025)

Property Details

APN / Parcel Number

Primary APN26-25-12-488054-000450
Alternative APNs
  • 122526488054000450
  • 22526000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,908 sqft Living Area
Gross Area2,322 sqft Gross Area
1st Floor1,908 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area5,611 sqft (0.129 acres)
Depth X Width102 ft x 55 ft Depth x Width
Garage TypeAttached Garage
Garage Area414 sqft Garage
Porch Area35 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address226 ROCHESTER LOOP
CityDAVENPORT
StateFL
Zip33897-8525
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKE DAVENPORT ESTATES WEST PHASE ONE PB 96 PG 35 & 36 LOT 45
Legal Range26E
Legal Township25S
Legal Section12
Legal SubdivisionLAKE DAVENPORT ESTATES WEST PHASE 01
Legal Phase1
Legal Tract488054
Legal Block1
Legal Lot Number45
JurisdictionPOLK FL
Minor Civil DivisionHAINES CITY
Census Blockgroup1
Census Block1003
Census Tract12415

Owner

Source: Polk County records · APN 26-25-12-488054-000450

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address226 ROCHESTER LOOP, DAVENPORT, FL 33897-8525
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 05, 2023Deed of Trust, Mortgage · Line of Credit
AUTO CLUB TRUST FSB
Feb 25, 2026Warranty Deed, Transfer · Conventional Mortgage
ZILLOW HOME LOANS LLC
May 04, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Nov 06, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 28, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
CROSSCOUNTRY MTG
Aug 27, 2018Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MTG
Jan 18, 2018Warranty Deed, Transfer
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 25, 2026 · Amount on Record
Deed SaleFeb 25, 2026 · Amount on Record
Prior SaleJan 18, 2018 · Amount on Record
Deed Doc Number202646376
Deed Book / Page13895 / 217
Prior Transfer DateApr 27, 2022
Prior Transfer Doc0000120830
Record RefreshedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address226 ROCHESTER LOOP, DAVENPORT, FL 33897-8525
Transaction TypeMortgage
Record UpdatedMar 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 ROCHESTER LOOP, DAVENPORT, FL 33897-8525

Mortgage

Document Number0000105146
DateMay 05, 2023
Book Page12680/368
Instrument2023105146
Lender
NameAUTO CLUB TRUST FSB
TypeBank
AddressDEARBORN, MI 48126
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 01, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateFeb 25, 2026
Property Address226 ROCHESTER LOOP, DAVENPORT, FL 33897-8525
Document Number0000046376
Book / Page13895 / 217
Map ReferenceMB 96 PG 35&36
Instrument DateFeb 23, 2026
Instrument2026046376
Transaction TypeTransfer
Record UpdatedMar 12, 2026
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,485.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10815 SE 178TH ST, SUMMERFIELD, FL 34491-8409

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 ROCHESTER LOOP, DAVENPORT, FL 33897-8525

Mortgage

Document Number0013895220
DateFeb 25, 2026
Instrument13895/220
Lender
NameZILLOW HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateMay 04, 2022
Property Address226 ROCHESTER LOOP, DAVENPORT, FL 33897-8525
Document Number0000120830
Book / Page12237 / 1282
Map ReferenceMB 96 PG 35&36
Instrument DateApr 27, 2022
Instrument2022120830
Transaction TypeTransfer
Record UpdatedMay 18, 2022
Title CompanyNOT AVAILABLE, EDGEWATER TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address226 ROCHESTER LOOP, 226, DAVENPORT, FL 33897-8525

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 ROCHESTER LOOP, DAVENPORT, FL 33897-8525

Mortgage

Document Number0122371283
DateMay 04, 2022
Instrument12237/1283
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2052

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateNov 06, 2020
Property Address226 ROCHESTER LOOP, DAVENPORT, FL 33897-8525
Document Number0114470927
Book / Page011447 / 000927
Instrument DateNov 04, 2020
Instrument238612
Transaction TypeTransfer
Record UpdatedNov 23, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address2938 PEMBERTON ST KISSIMMEE FL 34747, KISSIMMEE, FL 34747

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address226 ROCHESTER LOOP, DAVENPORT, FL 33897-8525
Document Number0113451152
Instrument DateJul 28, 2020
Transaction TypeMortgage
Record UpdatedSep 15, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address226 ROCHESTER LOOP DAVENPORT FL 338978525, DAVENPORT, FL 33897-8525

Mortgage

Document Number0113451152
DateAug 21, 2020
Book Page011345/001152
Instrument171732
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueAug 20, 2050

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address226 ROCHESTER LOOP, DAVENPORT, FL 33897-8525
Document Number0106070401
Instrument DateAug 27, 2018
Transaction TypeMortgage
Record UpdatedSep 24, 2018
Title CompanyFLORIDA TITLE AND TRUST LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address226 ROCHESTER LOOP DAVENPORT FL 338978525, DAVENPORT, FL 33897-8525

Mortgage

Document Number0106070401
DateSep 10, 2018
Book Page010607/000401
Instrument191892
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 09, 2048

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 18, 2018
Property Address226 ROCHESTER LOOP, DAVENPORT, FL 33897-8525
Document Number0103710577
Book / Page010371 / 000577
Instrument DateJan 12, 2018
Instrument12759
Transaction TypeTransfer
Record UpdatedJan 26, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$1,395.80
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address226 ROCHESTER LOOP DAVENPORT FL 338978525, DAVENPORT, FL 33897-8525

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,533.00 (-18.35%) Homeowner's exemption$313,525 (+2.83%) Land $50,000 Building $263,525$313,525 (+2.83%) Land $50,000 Building $263,525
2024$4,327.00 (+6.63%)
2023$4,058.00 (+11.3%)$304,911 (+16.93%) Land $48,000 Building $256,911$304,911 (+16.93%) Land $48,000 Building $256,911
2022$3,646.00$260,753 Land $40,000 Building $220,753$260,753 Land $40,000 Building $220,753

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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