226 Ridgefield Rd, Wilton, CT 06897 Property Records

Wilton Town property record for 226 Ridgefield Rd, Wilton, CT 06897

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,014 sqft · built 1825
Lot Size	1.38 acres (60,113 sqft)
Owner	Individual Name on File
Last Sale	$998,043 (Apr 2022)
Tax Bill	$17,175 (2026)
Deeds & Mortgages	May 2021 Line of Credit Aug 2022 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`WILT M:0089 B:012 L:00`

Property Details

APN / Parcel Number

Primary APN	`WILT M:0089 B:012 L:00`
Alternative APN	`5936`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	3,014 sqft Living Area
Gross Area	7,182 sqft
1st Floor Area	1,528 sqft
Attic	Attic
Attic Area	1,828 sqft
Basement Area	1,528 sqft
Unfinished Basement	1,528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1825
Effective Year Built	Effective 1825
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,113 sqft (1.38 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5936
Street Address	226 RIDGEFIELD RD
City	WILTON
State	CT
Zip	06897-2431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	12
Jurisdiction	WILTON CT
Township / Civil Division	WILTON
Census Block Group	1
Census Block	1011
Census Tract	45200

Owner

226 Ridgefield Rd is owned and occupied by an individual who acquired it in September 2024.

Source: Wilton Town records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	226 RIDGEFIELD RD, WILTON, CT 06897-2431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Line of Credit LIBERTY BANK
Aug 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK
Dec 8, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 30, 2024	Quit Claim Deed, Transfer Quitclaim
Jun 30, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 22, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CALIBER HOME LOANS INC
Apr 16, 2020	Deed of Trust, Mortgage · ARM LIBERTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2022 · Amount on File
Deed Sale	Apr 22, 2022 · Amount on File
Prior Sale	May 31, 1991 · Amount on File
Deed Book / Page	2550 / 89
Last Transfer Date	Sep 26, 2024
Transfer Doc	002574-236
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	226 RIDGEFIELD RD, WILTON, CT 06897-2431
Transaction Type	Mortgage
Record Updated	Oct 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002533-124
Date	May 25, 2021
Book Page	2533/124

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	226 RIDGEFIELD RD, WILTON, CT 06897-2431
Transaction Type	Mortgage
Record Updated	Oct 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002554-157
Date	Aug 3, 2022
Book Page	2554/157

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	226 RIDGEFIELD RD, WILTON, CT 06897-2431
Transaction Type	Mortgage
Record Updated	Oct 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002566-613
Date	Dec 8, 2023
Book Page	2566/613

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate

September 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILTON CT
Recording Date	Sep 30, 2024
Property Address	226 RIDGEFIELD RD, WILTON, CT 06897-2431
Document Number	002574-236
Book / Page	2574 / 236
Instrument Date	Sep 26, 2024
Transaction Type	Transfer
Record Updated	Oct 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 RIDGEFIELD RD, WILTON, CT 06897-2431

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILTON CT
Recording Date	Jun 30, 2023
Property Address	226 RIDGEFIELD RD, WILTON, CT 06897-2431
Document Number	002562-209
Book / Page	2562 / 209
Instrument Date	Jun 30, 2023
Transaction Type	Transfer
Record Updated	Oct 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 RIDGEFIELD RD, WILTON, CT 06897-2431

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILTON CT
Recording Date	Apr 22, 2022
Property Address	226 RIDGEFIELD RD, WILTON, CT 06897-2431
Document Number	0002550-89
Book / Page	2550 / 89
Instrument Date	Apr 22, 2022
Transaction Type	Transfer
Record Updated	Oct 17, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000255091
Date	Apr 22, 2022
Instrument	2550/91

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	May 6, 2032
Max Rate At Change	3%
Index	Other
Margin	3

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	226 RIDGEFIELD RD, WILTON, CT 06897-2431
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2507-892
Date	Apr 16, 2020
Book Page	2507/892

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	May 1, 2025
Index	Other

Tax Assessment & Valuation

The 2026 property tax bill for 226 Ridgefield Rd was $17,175, up 2.7% from the year before.

Source: Wilton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wilton Town
Unified School District	Wilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,175.00 (+2.67%)	$685,300 (-) Land $290,150 Building $395,150	$1,322,441 (+175.68%)
2025	$16,728.00	$685,300 Land $290,150 Building $395,150	$479,710 Land $203,105 Building $276,605
2024	$16,728.00 (+23.55%)
2023	$13,539.00 (+3.65%)	$462,700 (-) Land $269,080 Building $193,620
2022	$13,062.00	$462,700 Land $269,080 Building $193,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 226 Ridgefield Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 Ridgefield Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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