226 Pine Valley Rd, Berea, KY 40403 Property Records

Madison County property record for 226 Pine Valley Rd, Berea, KY 40403 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Square Footage1,088 sqft Living Area
Lot Size132,858 sqft (3.05 acres)
OccupancyOwner Occupied
Last Sale$329,000 (2023)
Tax Bill$3,102.00 (2025)

Property Details

APN / Parcel Number

Primary APN0048-0000-0111-YA
Alternative APNs
  • 124191
  • 87120
  • 50673

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,088 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Exterior MaterialWood Exterior
Construction TypeFrame Construction
Foundation TypeBlock Foundation
Roof ConstructionShed Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area132,858 sqft (3.05 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number50673
Street Address226 PINE VALLEY RD
CityBEREA
StateKY
Zip40403-9544
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKEVIEW ESTS LOT 8A & 9A (3.05 ACRES)
Legal SubdivisionLAKEVIEW EST
Legal Lot Number8A,9A
JurisdictionMADISON KY
Minor Civil DivisionBEREA
Census Blockgroup1
Census Block1011
Census Tract11401

Owner

Source: Madison County records · APN 0048-0000-0111-YA

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address226 PINE VALLEY RD, BEREA, KY 40403-9544
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2025Deed of Trust, Mortgage · Line of Credit
METRO EMPLOYEES CU INC
Nov 02, 2023Deed, Transfer · Conventional Mortgage
COMMUNITY TRUST BANK INC
Nov 24, 2021Deed, Transfer
BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 02, 2023 · Amount on Record
Deed SaleNov 02, 2023 · Amount on Record
Prior SaleNov 24, 2021 · Amount on Record
Deed Doc Number2014175192
Deed Book / PageD845 / 454
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address226 PINE VALLEY RD, BEREA, KY 40403-9544
Transaction TypeMortgage
Record UpdatedNov 06, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M2418/77
DateOct 20, 2025
Book PageM2418/77
Instrument2014293149
Lender
NameMETRO EMPLOYEES CU INC
TypeCredit Union
AddressLEXINGTON, KY 40504
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 19, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2023: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateNov 02, 2023
Property Address226 PINE VALLEY RD, BEREA, KY 40403-9544
Document Number00D845/454
Book / PageD845 / 454
Map ReferenceMB 22 PG 173
Instrument DateOct 21, 2023
Instrument2014175192
Transaction TypeTransfer
Record UpdatedNov 29, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$329.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address115 JENNI LN, DRY RIDGE, KY 41035-7656

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 PINE VALLEY RD, BEREA, KY 40403-9544

Mortgage

Document Number2014175195
DateNov 02, 2023
Instrument2014175195
Lender
NameCOMMUNITY TRUST BANK INC
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2053
Interest
Rate TypeAdjustable Rate
Rate7%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateNov 01, 2028
Change FrequencyAnnually
Min Rate At Change5%
Max Rate At Change9%
Index12-Month MTA
Max Rate13%

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateNov 24, 2021
Property Address226 PINE VALLEY RD, BEREA, KY 40403-9544
Document Number00D814/670
Book / PageD814 / 670
Map ReferenceMB 22 PG 173
Instrument DateNov 22, 2021
Instrument2014065338
Transaction TypeTransfer
Record UpdatedMar 07, 2023
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
Tax$210.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1501 PINE MEADOW CT, LEXINGTON, KY 40504-2310

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 PINE VALLEY RD, BEREA, KY 40403-9544

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,102.00 (+52.28%) Additional exemption filed$329,000 (+56.67%)$329,000 (+56.67%)
2023$2,037.00 (-0.29%)$210,000 (-)$210,000 (-)
2022$2,043.00$210,000$210,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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