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226 Pine St, Black Mountain, NC 28711 Property Records

Buncombe County property record for 226 Pine St, Black Mountain, NC 28711

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,673 sqft · built 2002
Lot Size0.37 acres (16,117 sqft)
Owner2 Trust Names on File
Tax Bill$4,089 (2025)
Deeds & MortgagesJul 2026 Sale
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN721725-2020-202

Property Details

APN / Parcel Number

Primary APN721725-2020-202
Alternative APNs
  • 0619-18-6153-00000
  • 008131443

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,673 sqft Living Area
Gross Area3,424 sqft
1st Floor Area1,718 sqft
Basement Area1,706 sqft
Finished Basement955 sqft
Unfinished Basement751 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleRanch
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,117 sqft (0.37 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area161 sqft
Deck Area282 sqft
Patio Area282 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number721725-2020-202
Street Address226 PINE ST
CityBLACK MOUNTAIN
StateNC
Zip28711-3022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUR-8
Legal DescriptionSUBDIV: DAVID & DANA PHILLIPS BLOCK: LOT: 2 SECTION: PLAT: 0147-0034
Legal SubdivisionDAVID & DANA PHILLIPS
Legal Block4
Legal Lot Number2
JurisdictionBUNCOMBE NC
Township / Civil DivisionBLACK MOUNTAIN
Census Block Group4
Census Block4023
Census Tract3107

Owner

226 Pine St is owner-occupied and held in a trust since July 2026.

Source: Buncombe County records, as of July 27, 2026

Owner of Record2 Trust Names on File
Mailing Address226 PINE ST, BLACK MOUNTAIN, NC 28711-3022
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Warranty Deed, Transfer
CHICAGO TITLE W, CHICAGO TITLE
Nov 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 9, 2026
Transfer Doc6611001584
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateJul 15, 2026
Property Address226 PINE ST, BLACK MOUNTAIN, NC 28711-3022
Document Number6611001584
Book / Page6611 / 1584
Instrument DateJul 9, 2026
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address226 PINE ST, BLACK MOUNTAIN, NC 28711-3022

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address226 PINE ST, BLACK MOUNTAIN, NC 28711-3022
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0059841111
DateNov 25, 2020
Book Page5984/1111
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueDec 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 226 Pine St was $4,089.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
MunicipalityBlack Mountain Town
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,089.00$471,400 Land $94,600 Building $376,800$471,400 Land $94,600 Building $376,800
2023$3,860.00$471,400$471,400 Land $94,600 Building $376,800
2021$471,400 Land $94,600 Building $376,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 226 Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 Pine St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BLACK MOUNTAIN
serves 11,976 people · EPA ID NC0111020
Water SourcePurchased surface water from several systems
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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