226 Park Ave, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 226 Park Ave, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,018 sqft · built 1992
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$122,900 (Aug 2005)
Tax Bill	$2,673 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004-30-13-006.04`

Property Details

APN / Parcel Number

Primary APN	`004-30-13-006.04`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,018 sqft Finished Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	226 PARK AVE
City	ELSMERE
State	KY
Zip	41018-1936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANDERS J.B. RESUB LOT 333 NON-PAREIL PARK
Legal Subdivision	SANDERS J B RESUB
Legal Lot Number	333
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1024
Census Tract	65700

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	226 PARK AVE, ELSMERE, KY 41018-1936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 5, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Feb 5, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2005 · Amount on Record
Deed Sale	Aug 30, 2005 · Amount on Record
Prior Sale	Dec 12, 2003 · Amount on Record
Deed Document Number	200508 30 059 00394
Deed Book / Page	2730 / 213
Prior Transfer Date	Nov 15, 2003
Prior Transfer Doc	1212059001
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	226 PARK AVE, ELSMERE, KY 41018-1936
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900026
Date	Apr 13, 2022
Book Page	360/332
Instrument	22041305900026

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	226 PARK AVE, ELSMERE, KY 41018-1936
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900080
Date	May 21, 2021
Book Page	218/250
Instrument	21052105900080

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	245 Months
Due	Oct 1, 2041

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	226 PARK AVE, ELSMERE, KY 41018-1936
Document Number	0000000067
Instrument Date	Feb 5, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	226 PARK AVE ELSMERE KY 410181936, ELSMERE, KY 41018-1936

Mortgage

Document Number	0000000067
Date	Feb 19, 2018
Book Page	ORC635/000054
Instrument	67

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	226 PARK AVE, ELSMERE, KY 41018-1936
Document Number	1802190590
Instrument Date	Feb 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	226 PARK AVE ELSMERE KY 410181936, ELSMERE, KY 41018-1936

Mortgage

Document Number	1802190590
Date	Feb 19, 2018
Book Page	0C6356/000054
Instrument	1802190590

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2048

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,000 (-) Land $25,000 Building $151,000	$176,000 (-) Land $25,000 Building $151,000
2025	$2,673.00 (+1.33%)	$176,000 (-) Land $25,000 Building $151,000	$176,000 (-) Land $25,000 Building $151,000
2023	$2,638.00	$176,000 Land $25,000 Building $151,000	$176,000 Land $25,000 Building $151,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Also Mapped Here	NORTHERN KENTUCKY WATER DISTRICT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Verizon.

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