226 Papin Mill Rd, Saint Clair, MO 63077 Property Records

Franklin County property record for 226 Papin Mill Rd, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,861 sqft · built 1948
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,250 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Feb 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-9-29.0-0-000-006.000`

Property Details

APN / Parcel Number

Primary APN	`22-9-29.0-0-000-006.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,861 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Brick
Construction Type	Brick
Lot Area	217,800 sqft (5 acres)
Patio Area	320 sqft

Location & Zoning

Street Address	226 PAPIN MILL RD
City	SAINT CLAIR
State	MO
Zip	63077-2841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	PT SW NW PT NW SW SEC 29
Legal Range	1W
Legal Township	42N
Legal Section	29
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	3
Census Block	3001
Census Tract	800501

Owner

Source: Franklin County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	226 PAPIN MILL RD, SAINT CLAIR, MO 63077-2841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF WA
Feb 2, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF WA
Jan 17, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 3, 2017
Transfer Doc	0000000582
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	226 PAPIN MILL RD, SAINT CLAIR, MO 63077-2841
Document Number	0000015244
Instrument Date	Sep 14, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017
Title Company	US TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	226 PAPIN MILL RD ST CLAIR MO 630772841, ST CLAIR, MO 63077-2841

Mortgage

Document Number	0000015244
Date	Oct 4, 2017
Instrument	15244

Lender

Name	BANK OF WA
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 3, 2037

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	226 PAPIN MILL RD, SAINT CLAIR, MO 63077-2841
Document Number	0000002409
Instrument Date	Feb 2, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2017
Title Company	US TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	226 PAPIN MILL RD ST CLAIR MO 630772841, ST CLAIR, MO 63077-2841

Mortgage

Document Number	0000002409
Date	Feb 17, 2017
Instrument	2409

Lender

Name	BANK OF WA
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 16, 2037

Interest

Rate Type	Adjustable Rate

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jan 17, 2017
Property Address	226 PAPIN MILL RD, SAINT CLAIR, MO 63077-2841
Document Number	0000000582
Instrument Date	Jan 3, 2017
Instrument	582
Transaction Type	Transfer
Record Updated	Jan 20, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	226 PAPIN MILL RD ST CLAIR MO 630772841, ST CLAIR, MO 63077-2841

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,250.00 (+24.04%)	$37,190 (+13.65%)	$196,010 (+13.63%) Land $12,740 Building $183,270
2023	$1,814.00 (+8.69%)	$32,723	$172,500 Land $11,740 Building $160,760
2022	$1,669.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
Wisper ISP Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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