Monmouth County and Aberdeen Township property record for 226 Orchard St, Keyport, NJ 07735
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,184 sqft · built 1978 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Jul 2005) |
| Tax Bill | $8,096 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00312-0000-00017 |
| Primary APN | 01-00312-0000-00017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,184 sqft Living Area |
| 1st Floor Area | 1,184 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Open Porch |
|---|---|
| Patio Area | 280 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Street Address | 226 ORCHARD ST |
|---|---|
| City | KEYPORT |
| State | NJ |
| Zip | 07735-5134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | KEYPORT HEIGHTS |
| Legal Block | 312 |
| Legal Lot Number | 17 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | ABERDEEN |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 802500 |
226 Orchard St is owned and occupied by an individual who bought it in July 2005.
Source: Monmouth County and Aberdeen Township records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 226 ORCHARD ST, KEYPORT, NJ 07735-5134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2024 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Jun 24, 2020 | Grant Deed, Transfer · Conventional with PMI ADVISORS MTG |
| Sep 20, 2017 | Deed of Trust, Mortgage HOUSING FIN AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2005 · Amount on File |
| Deed Sale | Jul 28, 2005 · Amount on File |
| Deed Book / Page | 8480 / 9988 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 226 ORCHARD ST, KEYPORT, NJ 07735-5134 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 226 ORCHARD ST, KEYPORT, NJ 07735-5134 |
| Document Number | 0096742095 |
|---|---|
| Date | Jan 11, 2024 |
| Book Page | 9674/2095 |
| Instrument | 2024002745 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 27, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 24, 2020 |
| Property Address | 226 ORCHARD ST, KEYPORT, NJ 07735-5134 |
| Document Number | 0000068004 |
| Book / Page | 009423 / 000850 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 68004 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2020 |
| Title Company | INNOVATION TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 226 ORCHARD ST KEYPORT NJ 077355134, KEYPORT, NJ 07735-5134 |
| Document Number | 68005 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 009423/000887 |
| Instrument | 68005 |
| Name | ADVISORS MTG |
|---|---|
| Type | Mortgage Company |
| Address | OCEAN, NJ 07712 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 226 ORCHARD ST, KEYPORT, NJ 07735-5134 |
| Document Number | 0000097012 |
| Book / Page | 009251 / 008729 |
| Instrument Date | Sep 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 226 ORCHARD ST KEYPORT NJ 077355134, KEYPORT, NJ 07735-5134 |
| Document Number | 0000097012 |
|---|---|
| Date | Oct 3, 2017 |
| Book Page | 009251/008729 |
| Instrument | 97012 |
| Name | HOUSING FIN AGCY |
|---|---|
| Address | TRENTON, NJ 08650-2085 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 226 Orchard St was $8,096, up 9.7% from the year before.
Source: Monmouth County and Aberdeen Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Aberdeen Township |
| Unified School District | Matawan-Aberdeen Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $444,700 (+8.7%) Land $303,300 Building $141,400 | $444,700 (+8.7%) Land $303,300 Building $141,400 | |
| 2025 | $8,096.00 (+9.67%) | $409,100 Land $269,000 Building $140,100 | $409,100 Land $269,000 Building $140,100 |
| 2024 | $7,382.00 | ||
| 2023 | $314,100 Land $179,800 Building $134,300 | $314,100 Land $179,800 Building $134,300 | |
| 2022 | $7,065.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 226 Orchard St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 13 (1978–2013) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 226 Orchard St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ABERDEEN - CLIFFWOOD/CLIFFWOOD BEACH serves 6,775 people · EPA ID NJ1330002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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