Contra Costa County property record for 226 Opal Ct, San Ramon, CA 94582
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,533 sqft · built 1996 |
| Lot Size | 0.051 acres (2,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $481,500 (Aug 2002) |
| Tax Bill | $8,965 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 213-810-125-4 |
| Primary APN | 213-810-125-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,533 sqft Living Area |
| 1st Floor Area | 665 sqft |
| 2nd Floor Area | 868 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Cluster |
| Lot Area | 2,200 sqft (0.051 acres) |
| Garage Type | Attached |
| Garage Area | 428 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 226 OPAL CT |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94582-7706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T7216 L125 |
| Legal Subdivision | SUBDIVISION 7216 |
| Legal Tract | 7216 |
| Legal Lot Number | 125 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 345118 |
226 Opal Ct is owned and occupied by two individuals who bought it in August 2002.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 226 OPAL CT, SAN RAMON, CA 94582-7706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2002 · Amount on File |
| Deed Sale | Aug 30, 2002 · Amount on File |
| Prior Sale | Apr 24, 1996 · Amount on File |
| Deed Document Number | 2002305615 |
| Prior Transfer Date | Dec 4, 1997 |
| Prior Transfer Doc | 0000241114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 226 OPAL CT, SAN RAMON, CA 94582-7706 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | BOSTON NATIONAL TITLE L |
| Name | Verified Name |
|---|---|
| Address | 226 OPAL CT, SAN RAMON, CA 94582-7706 |
| Document Number | 0000093801 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021-093801 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
The 2025 property tax bill for 226 Opal Ct was $8,965 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $711,296 (+2%) Land $457,952 Building $253,344 | |
| 2025 | $8,965.00 Homeowner's exemption | $697,350 Land $448,973 Building $248,377 |
| 2023 | $8,602.00 (+1.75%) Homeowner's exemption | $670,273 Land $431,540 Building $238,733 |
| 2022 | $8,454.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 226 Opal Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 226 Opal Ct is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 75% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures