226 Olive St, Ashland, MA 01721 Property Records

Middlesex County and Ashland Town property record for 226 Olive St, Ashland, MA 01721 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,344 sqft · built 2015
Lot Size	0.691 acres (30,100 sqft)
Owner	2 Company Names on File
Last Sale	$980,000 (Jun 2023)
Tax Bill	$11,888 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:014/027.0-0109-0000.0`

Property Details

APN / Parcel Number

Primary APN	`M:014/027.0-0109-0000.0`
Alternative APN	`ASHL M:027.0 B:0109 L:0000.0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,344 sqft Living Area
1st Floor Area	1,388 sqft
Basement Area	1,388 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,100 sqft (0.691 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	226 OLIVE ST
City	ASHLAND
State	MA
Zip	01721-1439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	109
Jurisdiction	ASHLAND MA
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1023
Census Tract	385201

Owner

Source: Middlesex County and Ashland Town records · APN M:014/027.0-0109-0000.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	226 OLIVE ST, ASHLAND, MA 01721-1439
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage
Jun 23, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Nov 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance POLI MORTGAGE GROUP INC
Jan 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Sep 28, 2018	Quit Claim Deed, Transfer · Conventional with PMI FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 23, 2023 · Amount on Record
Deed Sale	Jun 23, 2023 · Amount on Record
Prior Sale	Sep 28, 2018 · Amount on Record
Deed Document Number	202368204
Deed Book / Page	81691 / 545
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Recording Date	Jun 26, 2026
Property Address	226 OLIVE ST, ASHLAND, MA 01721-1439
Document Number	0000077332
Book / Page	85791 / 398
Instrument Date	Jun 22, 2026
Instrument	202677332
Transaction Type	Mortgage
Record Updated	Jul 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 OLIVE ST, ASHLAND, MA 01721-1439

Mortgage

Document Number	0000077332,
Date	Jun 26, 2026
Book Page	85791/398
Instrument	202677332

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Type Change Date	Jul 01, 2031
Index	3-Year CMT
Margin	3
Max Rate	-1%

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND MA
Recording Date	Jun 23, 2023
Property Address	226 OLIVE ST, ASHLAND, MA 01721-1439
Document Number	081691-545
Book / Page	81691 / 545
Instrument Date	Jun 23, 2023
Instrument	68204
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	226 OLIVE ST, ASHLAND, MA 01721-1439

Mortgage

Document Number	0000068205
Date	Jun 23, 2023
Instrument	68205

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Property Address	226 OLIVE ST, ASHLAND, MA 01721-1439
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076133-302
Date	Nov 10, 2020
Book Page	76133/302
Instrument	210054

Lender

Name	POLI MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Property Address	226 OLIVE ST, ASHLAND, MA 01721-1439
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	074026-579
Date	Jan 23, 2020
Book Page	74026/579
Instrument	10613

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND MA
Recording Date	Sep 28, 2018
Property Address	226 OLIVE ST, ASHLAND, MA 01721-1439
Document Number	71679-377
Book / Page	071679 / 000377
Instrument Date	Aug 25, 2018
Instrument	149998
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,964.46
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	226 OLIVE ST ASHLAND MA 017211439, ASHLAND, MA 01721-1439

Mortgage

Document Number	71679-380
Date	Sep 28, 2018
Book Page	071679/000380
Instrument	149999

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.88%

Tax Assessment & Valuation

Source: Middlesex County and Ashland Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashland Town
Unified School District	Ashland School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,888.00 (+2.29%)	$930,900 (+6.05%) Land $293,100 Building $637,800	$962,730 (-5.7%)
2024	$11,622.00 (+9.39%)	$877,800 (+13.78%) Land $293,100 Building $584,700	$1,020,870
2023	$10,624.00	$771,500 Land $279,600 Building $491,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173852011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Nearby Flood Policies	25 units insured 8 under condo master policies
Nearby Flood Claims	3 (1978–2011)
Most Recent Claim	Feb 2011, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fiber	980 / 880

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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