226 Old Course Loop, Cape Charles, VA 23310 Property Records

Northampton County property record for 226 Old Course Loop, Cape Charles, VA 23310 · Last verified March 2026

Property Summary

Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$490,690 (Jul 2022)
Tax Bill	$3,732 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Feb 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-31-1A`

Property Details

APN / Parcel Number

Primary APN	`90-31-1A`
Alternative APNs	`10003980` `16584`

Exterior

Lot Area	9,583 sqft (0.219 acres)

Location & Zoning

Account Number	10003980
Street Address	226 OLD COURSE LOOP
City	CAPE CHARLES
State	VA
Zip	23310-2376
Property Category	Other
Property Type	Unknown
Legal Description	LOT 1A FAIRWAYS III-DUPLEXES LOT 1A FAIRWAYS III-DUPLEXES
Legal Phase	II
Legal Lot Number	1A
Jurisdiction	NORTHAMPTON VA
Township / Civil Division	2
Census Block Group	3
Census Block	3025
Census Tract	930301

Owner

Source: Northampton County records · APN 90-31-1A

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1321 MT PROSPECT RD # 100, 100, CENTER CROSS, VA 22437
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Line of Credit TOWNEBANK
Feb 25, 2026	Deed of Trust, Mortgage · Line of Credit TOWNEBANK
Jul 12, 2022	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 12, 2022 · Amount on Record
Deed Sale	Jul 12, 2022 · Amount on Record
Deed Document Number	220001788
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	226 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2376
Transaction Type	Mortgage
Record Updated	Mar 12, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0210002147
Date	Aug 13, 2021
Instrument	210002147

Lender

Name	TOWNEBANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	226 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2376
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2376

Mortgage

Document Number	0260000360
Date	Feb 25, 2026
Instrument	260000360

Lender

Name	TOWNEBANK
Type	Bank
Address	SUFFOLK, VA 23435

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	Jul 12, 2022
Property Address	226 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2376
Document Number	0220001788
Instrument Date	Jul 06, 2022
Instrument	220001788
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 MOUNT PROSPECT RD #100 # 100, 100, CENTER CROSS, VA 22437

Mortgage

Document Number	0220001789
Date	Jul 12, 2022
Instrument	220001789

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Feb 01, 2052

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

Source: Northampton County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Cape Charles Town
County	Northampton County
Unified School District	Northampton County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,732.00 (-6.37%)	$529,500 (+0.93%) Land $122,400 Building $407,100
2024			$529,500 (+0.93%) Land $122,400 Building $407,100
2023	$3,986.00	$524,600 Land $122,400 Building $402,200	$524,600 Land $122,400 Building $402,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Northampton County (51131C), updated October 26, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

226 Old Course Loop, Cape Charles, VA 23310 Property Records

Property Summary

Property Details

APN / Parcel Number

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Old Course Loop

Nearby Streets

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