226 Oak Ln, Willow Creek, CA 95573 Property Records

Humboldt County property record for 226 Oak Ln, Willow Creek, CA 95573

Property Summary

Property Type	Rural Home
Lot Size	2 acres (87,453 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Dec 2023)
Tax Bill	$3,368 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`522-381-053-000`

Property Details

APN / Parcel Number

Primary APN	`522-381-053-000`
Alternative APN	`52238153`

Exterior

Lot Area	87,453 sqft (2 acres)

Location & Zoning

Street Address	226 OAK LN
City	WILLOW CREEK
State	CA
Zip	95573-9361
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RS-T
Legal Description	SUB: 1691, PARCEL MAP PLAT BOOK: P14 PLAT PAGE: 148 LOT: 3
Legal Block	2
Legal Lot Number	3
Jurisdiction	HUMBOLDT CA
Township / Civil Division	WILLOW CREEK-HOOPA VALLEY
Census Block Group	2
Census Block	2043
Census Tract	10102

Owner

226 Oak Ln, a rural home, is owned by an individual who bought it in December 2023.

Source: Humboldt County records, as of February 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1242, WILLOW CREEK, CA 95573-1242
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2023 · Amount on File
Deed Sale	Dec 5, 2023 · Amount on File
Prior Sale	Sep 7, 2001 · Amount on File
Deed Document Number	202317314
Prior Transfer Date	Mar 22, 2022
Prior Transfer Doc	0000006012
Record Updated	Sep 20, 2026

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Dec 5, 2023
Property Address	226 OAK LN, WILLOW CREEK, CA 95573-9361
Document Number	0000017314
Map Reference	MB 14 PG 148
Instrument Date	Nov 7, 2023
Instrument	2023-017314
Transaction Type	Transfer
Record Updated	Dec 21, 2023
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1242, WILLOW CREEK, CA 95573-1242

Mortgage

Document Number	0000017315
Date	Dec 5, 2023
Instrument	2023-017315

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 226 Oak Ln was $3,368, down 4% from the year before.

Source: Humboldt County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Unified School District	Klamath-Trinity Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,368.00 (-3.96%)	$321,300 Land $130,050 Building $191,250
2024	$3,507.00 (+131.64%)
2023	$1,514.00 (-1.3%)	$135,535 Land $64,548 Building $70,987
2022	$1,534.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 226 Oak Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 Oak Ln is high, ranking above 85% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLOW CREEK C.S.D. serves 1,720 people · EPA ID CA1210015
Water Source	Groundwater influenced by surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Coliform assessment Jun 2019
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hunter Communications Fiber	2,500 / 2,500
T-Mobile Fixed Wireless	100 / 20