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226 Normandy Dr, Tavernier, FL 33070 Property Records

Monroe County property record for 226 Normandy Dr, Tavernier, FL 33070

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,658 sqft · built 2011
Lot Size0.083 acres (3,600 sqft)
Owner2 Individual Names on Record
Last Sale$659,000 (Jan 2015)
Tax Bill$5,851 (2025)
Deeds & MortgagesMay 2017 Line of Credit
Flood ZoneZone AE (high risk)
APN00489136-013300

Property Details

APN / Parcel Number

Primary APN00489136-013300
Alternative APNs
  • 26623800489136013300
  • 1603422

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,658 sqft Living Area
1st Floor Area2,658 sqft
AtticAttic
Attic Area533 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2016
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area3,600 sqft (0.083 acres)
Lot Dimensions90 ft deep x 40 ft wide
View / LotCanal
Garage TypeCarport
Garage Area533 sqft
CarportCarport
Carport Area533 sqft

Exterior Amenities

PorchOpen Porch
Porch Area721 sqft
Patio Area728 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1603422
Street Address226 NORMANDY DR
CityTAVERNIER
StateFL
Zip33070-2737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeURM
Legal DescriptionBK 3 LT 33 BLUE WATER TRAILER VILLAGE SEC 4 KEY LARGO PB6-100 OR581-966 OR644-737 OR706-856 OR706-855 OR706-853/54 OR717-181 OR1073-906 OR1834-386/87 OR1834-394/95AFF OR2492-2083 OR2498-783C R/S OR2721-1606/07
Legal Range38E
Legal Township62S
Legal Section26
Legal SubdivisionBLUE WATERS TR VILLAGE SEC 4
Legal Block3
Legal Lot Number33
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2001
Census Tract970700

Owner

Source: Monroe County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address226 NORMANDY DR, TAVERNIER, FL 33070-2737
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 2015 · Amount on Record
Deed SaleJan 23, 2015 · Amount on Record
Prior SaleNov 21, 2002 · Amount on Record
Deed Document Number20152013223
Deed Book / Page2721 / 1606
Prior Transfer DateDec 8, 2010
Prior Transfer Doc0024980783
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address226 NORMANDY DR, TAVERNIER, FL 33070-2737
Document Number0028560591
Book / Page002856 / 000591
Instrument DateMay 10, 2017
Transaction TypeMortgage
Record UpdatedJun 19, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address226 NORMANDY DR TAVERNIER FL 330702737, TAVERNIER, FL 33070-2737

Mortgage

Document Number0028560591
DateMay 25, 2017
Book Page002856/000591
Instrument2124654
Lender
NameCENTERSTATE BK/FL
TypeBank
AddressTAVERNIER, FL 33070
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 24, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,851.00 (+5.37%) Homeowner's exemption$632,993 (+5.99%)$1,210,479 (+0.7%) Land $540,000 Building $670,479
2024$5,553.00 (+4.11%)
2023$5,334.00 (+2.7%) Homeowner's exemption$597,237 (+3%)$1,202,063 (+18.12%) Land $565,200 Building $636,863
2022$5,194.00 Homeowner's exemption$579,842$1,017,686 Land $450,000 Building $567,686

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 375 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies615 units insured
incl. 240 condo units
Nearby Flood Claims168 (1987–2025)
Most Recent ClaimAug 2025
Claims by Event
  • Hurricane Irma, Sep 2017 · 104 claims
  • Hurricane Irene, Oct 1999 · 15 claims
  • Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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