226 Nelson St, Sparta, MI 49345 Property Records

Kent County property record for 226 Nelson St, Sparta, MI 49345

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1971
Lot Size	0.235 acres (10,237 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Jul 2026)
Tax Bill	$2,823 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-05-22-402-013`

Property Details

APN / Parcel Number

Primary APN	`41-05-22-402-013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Lot Area	10,237 sqft (0.235 acres)
Lot Dimensions	140 ft deep x 73 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	226 NELSON ST
City	SPARTA
State	MI
Zip	49345-1253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR2
Legal Description	LOT 32 * NELSON SAUR ADDITION
Legal Subdivision	NELSON SAUR ADD
Legal Lot Number	32
Jurisdiction	KENT MI
Township / Civil Division	SPARTA
Census Block Group	1
Census Block	1028
Census Tract	10402

Owner

226 Nelson St is owned by an individual who bought it in July 2026.

Source: Kent County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3170 MORLEY AVE NE, GRAND RAPIDS, MI 49505-3257
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INCORPORATED
Nov 17, 2020	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Nov 17, 2020	Warranty Deed, Transfer CHICAGO TITLE/MI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2026 · Amount on File
Deed Sale	Jul 6, 2026 · Amount on File
Prior Sale	Nov 17, 2020 · Amount on File
Deed Document Number	202644392
Prior Transfer Date	Nov 29, 2010
Prior Transfer Doc	0000100988
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jul 6, 2026
Property Address	226 NELSON ST, SPARTA, MI 49345-1253
Document Number	0000044392
Instrument Date	Jun 30, 2026
Instrument	202644392
Transaction Type	Transfer
Record Updated	Jul 20, 2026
Title Company	SUN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223,462.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3170 MORLEY AVE NE, GRAND RAPIDS, MI 49505-3257

Mortgage

Document Number	0000044393,
Date	Jul 6, 2026
Instrument	2026644393

Lender

Name	MORTGAGE 1 INCORPORATED

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Nov 17, 2020
Property Address	226 NELSON ST, SPARTA, MI 49345-1253
Document Number	0000109404
Map Reference	LB 63 PG 39
Instrument Date	Oct 7, 2020
Instrument	20201117-0109404
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,548.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	327 HOLLISTER AVE SE, 327, GRAND RAPIDS, MI 49506-1532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 MEADOW LN, JENISON, MI 49428-9334

Mortgage

Document Number	0000109405
Date	Nov 17, 2020
Instrument	20201117-0109405

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Nov 17, 2020
Property Address	226 NELSON ST, SPARTA, MI 49345-1253
Document Number	0000109403
Instrument Date	Oct 7, 2020
Instrument	109403
Transaction Type	Transfer
Record Updated	Jan 29, 2021
Title Company	CHICAGO TITLE/MI

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	327 HOLLISTER AVE SE GRAND RAPIDS MI 495061532, GRAND RAPIDS, MI 49506-1532

Tax Assessment & Valuation

The 2025 property tax bill for 226 Nelson St was $2,823.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Sparta Township
Municipality	Sparta Village
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,000 (+5.35%)	$252,000 (+5.35%)
2025	$2,823.00 Homeowner's exemption	$119,600	$239,200
2023		$99,900	$199,800
2019	$2,757.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 226 Nelson St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1994–2013)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Apr 2013 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 Nelson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA serves 4,140 people · EPA ID MI0006200
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Point Broadband.

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