226 N M St, Lompoc, CA 93436 Property Records

Santa Barbara County property record for 226 N M St, Lompoc, CA 93436

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,241 sqft · built 1956
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual on Record
Last Sale	$255,000 (Mar 2018)
Tax Bill	$3,359 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`091-053-012`

Property Details

APN / Parcel Number

Primary APN	`091-053-012`
Alternative APN	`09105312`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,241 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	226 N M ST
City	LOMPOC
State	CA
Zip	93436-5829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 34B 33 LOT 32 BLK 45
Legal Subdivision	CITY LOMPOC
Legal Block	45
Legal Lot Number	34B
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	LOMPOC
Census Block Group	3
Census Block	3013
Census Tract	2710

Owner

Source: Santa Barbara County assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	226 N M ST, LOMPOC, CA 93436-5829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 30, 2018	Quit Claim Deed, Transfer STEARNS LNDG
Mar 30, 2018	Grant Deed, Transfer · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2018 · Amount on Record
Deed Sale	Mar 30, 2018 · Amount on Record
Prior Sale	Jul 23, 2009 · Amount on Record
Deed Document Number	201812841
Prior Transfer Date	Mar 22, 2018
Prior Transfer Doc	0000012842
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	226 N M ST, LOMPOC, CA 93436-5829
Transaction Type	Mortgage
Record Updated	Jul 27, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4329 BASELINE AVE, SANTA YNEZ, CA 93460-9733

Mortgage

Document Number	0000020694
Date	Jul 18, 2023
Instrument	2023-0020694

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	226 N M ST, LOMPOC, CA 93436-5829
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 N M ST, LOMPOC, CA 93436-5829

Mortgage

Document Number	0000071637
Date	Dec 3, 2020
Instrument	2020-0071637

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Jul 1, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Mar 30, 2018
Property Address	226 N M ST, LOMPOC, CA 93436-5829
Document Number	0000012842
Instrument Date	Mar 22, 2018
Instrument	12842
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	226 N M ST LOMPOC CA 934365829, LOMPOC, CA 93436-5829

Mortgage

Document Number	12843
Date	Mar 30, 2018
Instrument	12843

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2048

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Mar 30, 2018
Property Address	226 N M ST, LOMPOC, CA 93436-5829
Document Number	0000012841
Instrument Date	Feb 22, 2018
Instrument	12841
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$281.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	226 N M ST LOMPOC CA 934365829, LOMPOC, CA 93436-5829

Mortgage

Document Number	12843
Date	Mar 30, 2018
Instrument	12843

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2048

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Lompoc City
Unified School District	Lompoc Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$295,944 (+2%) Land $104,450 Building $191,494
2025	$3,359.00 (+6.16%)	$290,142 (+4.04%) Land $102,402 Building $187,740
2023	$3,164.00 (+1.31%)	$278,877 Land $98,427 Building $180,450
2022	$3,123.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOMPOC-CITY WATER UTILITY DIV serves 40,538 people · EPA ID CA4210006
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Frontier, T-Mobile.

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