226 N M 65, Twining, MI 48766 Property Records

Arenac County property record for 226 N M 65, Twining, MI 48766

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,292 sqft
Lot Size	13.4 acres (584,575 sqft)
Owner	Individual Name on File
Tax Bill	$1,250 (2025)
Deeds & Mortgages	Mar 2017 Refinance Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011-0-031-300-005-05`

Property Details

APN / Parcel Number

Primary APN	`011-0-031-300-005-05`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,292 sqft Living Area
1st Floor Area	1,292 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	584,575 sqft (13.4 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	226 N M 65
City	TWINING
State	MI
Zip	48766-9711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T20N R6E SEC 31 COM AT W 1/4 COR OF SEC, TH S 00D 29'05W AL W SEC LN & HWY M-65 450' TH S 88D 41'54"E 1301.10' TH N 00D
Legal Range	06E
Legal Township	20N
Legal Section	31
Legal Subdivision	S31 T20N R6E
Jurisdiction	ARENAC MI
Township / Civil Division	TURNER
Census Block Group	1
Census Block	1009
Census Tract	970400

Owner

226 N M 65 is owned and occupied by an individual who acquired it in January 2006.

Source: Arenac County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	226 N M 65, TWINING, MI 48766-9711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance MEMBER FIRST MORTGAGE
Mar 2, 2017	Deed of Trust, Mortgage FIRST MORTGAGE LLC
Mar 2, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 20, 2006
Transfer Doc	0047800716
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARENAC MI
Property Address	226 N M 65, TWINING, MI 48766-9711
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700657
Date	Mar 2, 2017
Instrument	201700657

Lender

Name	MEMBER FIRST MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	337 Months
Due	Apr 1, 2045

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARENAC MI
Property Address	226 N M 65, TWINING, MI 48766-9711
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700667
Date	Mar 2, 2017
Instrument	201700667

Lender

Name	FIRST MORTGAGE LLC

Agreement

Amount	Amount on Record
Term	346 Months
Due	Jan 1, 2046

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARENAC MI
Recording Date	Mar 2, 2017
Property Address	226 N M 65, TWINING, MI 48766-9711
Document Number	20170656
Instrument Date	Feb 24, 2017
Instrument	2017-0656
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 226 N M 65 was $1,250 with a homeowner's exemption.

Source: Arenac County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Arenac County
County Subdivision	Turner Township
Unified School District	Au Gres-Sims School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,900	$117,800
2025	$1,250.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 226 N M 65 in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (1986–2020)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 N M 65 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fixed Wireless	1,000 / 500
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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