226 N Duluth Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 226 N Duluth Ave, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	9 bd · 3.5 ba · 3,644 sqft · built 1915
Lot Size	0.303 acres (13,199 sqft)
Owner	2 Company Names on Record
Tax Bill	$6,688 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-17-432-003-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-17-432-003-000`
Alternative APN	`25882`

Interior

Bedrooms	9 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	15 Rooms
Stories	3 Stories
Building Area	3,644 sqft Finished Area
Gross Area	3,822 sqft
1st Floor Area	1,314 sqft
Upper Floors Area	2,508 sqft
Attic	Attic
Attic Area	500 sqft
Basement Area	1,138 sqft
Finished Basement	507 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Other
Lot Area	13,199 sqft (0.303 acres)
Lot Dimensions	150 ft deep x 88 ft wide
Garage Type	Detached
Garage Area	1,260 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Deck Area	Deck Area
Patio Area	418 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	25882
Street Address	226 N DULUTH AVE
City	SIOUX FALLS
State	SD
Zip	57104-3024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 22` 14 & ALL 15 & S 22` 16 BLOCK 11 BENNETT`S 1ST ADDN TO CITY OF SIOUX FALL S
Legal Subdivision	BENNETT`S 1ST ADDN
Legal Block	11
Legal Lot Number	16
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1005
Census Tract	702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cathedral Historic District (Additional Documentation) listed 1974 · 190 contributing resources · NRIS 74001896

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	226 N DULUTH AVE, SIOUX FALLS, SD 57104-3024
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST PREMIER BANK
May 18, 2022	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK IN SIOUX FALLS
Jul 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK IN SIOUX FALLS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Dec 15, 2022
Property Address	226 N DULUTH AVE, SIOUX FALLS, SD 57104-3024
Document Number	617DEED/809
Book / Page	617 DEED / 809
Instrument Date	Dec 14, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	GETTY ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$432.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	226 N DULUTH AVE, SIOUX FALLS, SD 57104-3024

Mortgage

Document Number	01964MTG23
Date	Dec 15, 2022
Instrument	1964 MTG/23

Lender

Name	FIRST PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.32%
Type Change Date	Feb 1, 2028
Change Frequency	Annually
Min Rate At Change	4.32%
Max Rate At Change	8.32%
Index	Other
Max Rate	11.3%

Mortgage

Document Number	1964MTG/337
Date	Dec 22, 2022
Book Page	1964 MTG/337

Lender

Name	FIRST PREMIER BANK
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.32%
Type Change Date	Feb 1, 2028
Change Frequency	Annually
Min Rate At Change	4.32%
Max Rate At Change	8.32%
Index	Other
Max Rate	11.3%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	226 N DULUTH AVE, SIOUX FALLS, SD 57104-3024
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 N DULUTH AVE, SIOUX FALLS, SD 57104-3024

Mortgage

Document Number	1952MTG/835
Date	May 18, 2022
Book Page	1952 MTG/835

Lender

Name	THE FIRST NATIONAL BANK IN SIOUX FALLS
Type	Bank
Address	SIOUX FALLS, SD 57117

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	226 N DULUTH AVE, SIOUX FALLS, SD 57104-3024
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1862MTG/156
Date	Jul 3, 2019
Book Page	1862 MTG/156

Lender

Name	THE FIRST NATIONAL BANK IN SIOUX FALLS
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$533,269 (+7.1%) Land $35,901 Building $497,368	$533,269 Land $35,901 Building $497,368
2025	$6,688.00	$497,900 (+18.86%) Land $36,300 Building $461,600
2024	$6,688.00 (-6.19%)	$418,900 (-12.84%) Land $36,300 Building $382,600
2022	$7,129.00	$480,600 Land $36,300 Building $444,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable · Fiber in parts of the area	2,000 / 350
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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