226 N 20th St, Denison, IA 51442 Property Records

Crawford County property record for 226 N 20th St, Denison, IA 51442

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,128 sqft · built 1960
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on File
Last Sale	$84,900 (Sep 2017)
Tax Bill	$2,590 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1312151001`

Property Details

APN / Parcel Number

Primary APN	`1312151001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	1,128 sqft
Basement Area	564 sqft
Unfinished Basement	564 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,689 sqft (0.98 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	226 N 20TH ST
City	DENISON
State	IA
Zip	51442-1631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12 83 39 - DENISON N 130' LOT 1 LOT 2 N 1/2 SW NW
Legal Range	39W
Legal Township	83N
Legal Section	12
Legal Block	83
Legal Lot Number	1,2
Jurisdiction	CRAWFORD IA
Township / Civil Division	DENISON
Census Block Group	2
Census Block	2024
Census Tract	70401

Owner

226 N 20th St is owned and occupied by an individual who bought it in September 2017.

Source: Crawford County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	226 N 20TH ST, DENISON, IA 51442-1631
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREATER IOWA CU
Sep 11, 2017	Warranty Deed, Transfer · Conventional Mortgage BANK IOWA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2017 · Amount on File
Deed Sale	Sep 11, 2017 · Amount on File
Deed Document Number	20171789
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD IA
Property Address	226 N 20TH ST, DENISON, IA 51442-1631
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020212432
Date	Oct 19, 2021
Instrument	2021-2432

Lender

Name	GREATER IOWA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 3, 2036

Interest

Rate Type	Fixed Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD IA
Recording Date	Sep 11, 2017
Property Address	226 N 20TH ST, DENISON, IA 51442-1631
Document Number	20171789
Instrument Date	Sep 7, 2017
Instrument	2017-1789
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 N 20TH ST, DENISON, IA 51442-1631

Mortgage

Document Number	20171790
Date	Sep 11, 2017
Instrument	2017-1790

Lender

Name	BANK IOWA
Type	Bank
Address	DENISON, IA 51442

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 226 N 20th St was $2,590 with a homeowner's exemption, down 3.6% from the year before.

Source: Crawford County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Crawford County
Municipality	Denison City
Unified School District	Denison Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,590.00 (-3.61%) Homeowner's exemption	$141,300 Land $22,350 Building $118,950	$141,300 Land $22,350 Building $118,950
2024	$2,687.00
2023		$150,850 (+14.99%) Land $22,350 Building $128,500	$150,850 Land $22,350 Building $128,500
2022	$2,638.00 Homeowner's exemption	$131,190 Land $15,000 Building $116,190
2021			$131,190 Land $15,000 Building $116,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 226 N 20th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 1, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 N 20th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENISON WATER SUPPLY serves 9,381 people · EPA ID IA2424027
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Western Iowa Wireless.

Nearby Properties on N 20th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures