226 Mountain Shadows Ln, Columbus, NC 28722 Property Records

Polk County property record for 226 Mountain Shadows Ln, Columbus, NC 28722

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,464 sqft · built 1965
Lot Size	4.22 acres (183,823 sqft)
Owner	2 Individual Names on File
Last Sale	$369,000 (Jun 2020)
Tax Bill	$3,671 (2026)
Deeds & Mortgages	Apr 2017 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P46-21`

Property Details

APN / Parcel Number

Primary APN	`P46-21`
Alternative APN	`55619`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	2,464 sqft Finished Area
Basement Area	1,255 sqft
Unfinished Basement	1,255 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1970
Exterior Material	Brick Veneer
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	183,823 sqft (4.22 acres)
Garage Area	755 sqft
Parking Spaces	3 Parking Spaces
Pool Area	280 sqft
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	55619
Street Address	226 MOUNTAIN SHADOWS LN
City	COLUMBUS
State	NC
Zip	28722-4415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	P46, 0M10 MOUNTAIN SHADOW 09
Legal Subdivision	MOUNTAIN SHADOW
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2066
Census Tract	920201

Owner

226 Mountain Shadows Ln is owned and occupied by two individuals who bought it in June 2020.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	226 MOUNTAIN SHADOWS LN, COLUMBUS, NC 28722-4415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2017	Deed of Trust, Mortgage FIRST CITIZENS BANK & TRUST CO
Jun 4, 2020	Warranty Deed, Transfer · VA Mortgage PENTAGON FCU
Dec 22, 2017	Warranty Deed, Transfer · Conventional Mortgage COASTAL FEDERAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2020 · Amount on File
Deed Sale	Jun 4, 2020 · Amount on File
Prior Sale	Dec 22, 2017 · Amount on File
Deed Book / Page	449 / 501
Prior Transfer Date	Oct 8, 2010
Prior Transfer Doc	00383/0659
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	226 MOUNTAIN SHADOWS LN, COLUMBUS, NC 28722-4415
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	426/365
Date	Apr 20, 2017
Book Page	426/365
Instrument	004644610011

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jun 4, 2020
Property Address	226 MOUNTAIN SHADOWS LN, COLUMBUS, NC 28722-4415
Document Number	000449/501
Book / Page	449 / 501
Map Reference	CAB F PG 986
Instrument Date	May 26, 2020
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$738.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	159 SONGBIRD CT, 159, LAKE LURE, NC 28746-0297

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 MOUNTAIN SHADOWS LN, COLUMBUS, NC 28722-4415

Mortgage

Document Number	0000449504
Date	Jun 4, 2020
Instrument	449/504

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Dec 22, 2017
Property Address	226 MOUNTAIN SHADOWS LN, COLUMBUS, NC 28722-4415
Document Number	00430/1740
Book / Page	430 / 1740
Instrument Date	Dec 22, 2017
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 MOUNTAIN SHADOWS LN, COLUMBUS, NC 28722-4415

Mortgage

Document Number	430/1743
Date	Dec 22, 2017
Book Page	430/1743

Lender

Name	COASTAL FEDERAL CU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 226 Mountain Shadows Ln was $3,671.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,671.00	$702,396 (-) Land $85,760 Building $616,636	$702,396 (-) Land $85,760 Building $616,636
2025	$3,671.00	$702,396 Land $85,760 Building $616,636	$702,396 Land $85,760 Building $616,636
2023	$2,449.00	$384,605 Land $64,540 Building $320,065
2021			$384,605 Land $64,540 Building $320,065

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 226 Mountain Shadows Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 Mountain Shadows Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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