226 Mill St, Cincinnati, OH 45215 Property Records

Hamilton County property record for 226 Mill St, Cincinnati, OH 45215

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,692 sqft · built 1938
Lot Size	0.158 acres (6,926 sqft)
Owner	Individual Name on Record
Last Sale	$175,900 (Sep 2025)
Tax Bill	$712 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`641-0014-0103-00`

Property Details

APN / Parcel Number

Primary APN	`641-0014-0103-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,692 sqft Living Area
1st Floor Area	1,692 sqft
Basement Area	1,692 sqft

Exterior

Year Built	Built 1938
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	6,926 sqft (0.158 acres)
Lot Dimensions	150 ft deep x 45 ft wide
Porch	Porch
Porch Area	228 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	226 MILL ST
City	CINCINNATI
State	OH
Zip	45215-4627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	228 MILL ST 45 X 150 IRRPT LOT 48 LONGWORTHS SUB
Legal Subdivision	LONGWORTHS SUB
Legal Lot Number	48
Jurisdiction	HAMILTON OH
Township / Civil Division	LOCKLAND
Census Block Group	2
Census Block	2022
Census Tract	27400

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	226 MILL ST, CINCINNATI, OH 45215-4627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 8, 2025	Warranty Deed, Transfer · FHA Mortgage BOXCAR MORTGAGE LLC
Jul 27, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2025 · Amount on Record
Deed Sale	Sep 8, 2025 · Amount on Record
Prior Sale	May 6, 2005
Deed Document Number	0000069217
Deed Book / Page	15495 / 2330
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	226 MILL ST, CINCINNATI, OH 45215-4627
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038100
Date	Jun 6, 2023
Book Page	14931/901
Instrument	2023-0038100

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 8, 2025
Property Address	226 MILL ST, CINCINNATI, OH 45215-4627
Document Number	0000069217
Book / Page	15495 / 2330
Instrument Date	Aug 28, 2025
Instrument	2025-0069217
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	RTO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$175.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 MILL ST, CINCINNATI, OH 45215-4627

Mortgage

Document Number	0000069218
Date	Sep 8, 2025
Instrument	2025-0069218

Lender

Name	BOXCAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Mortgage

Document Number	0000069219
Date	Sep 8, 2025
Book Page	15495/2353
Instrument	2025-0069219

Lender

Name	BOXCAR MORTGAGE LLC
Type	Mortgage Company
Address	20307

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	226 MILL ST, CINCINNATI, OH 45215-4627
Document Number	0000096657
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	228 MILL ST CINCINNATI OH 452154627, CINCINNATI, OH 45215-4627

Mortgage

Document Number	0000096657
Date	Sep 22, 2020
Book Page	014258/000298
Instrument	96657

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Sep 21, 2042

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Lockland Village
Unified School District	Lockland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$712.00 (-0.14%) Homeowner's exemption	$23,065 (-) Land $3,388 Building $19,677
2024	$713.00 (-6.68%) Homeowner's exemption	$23,065 (-) Land $3,388 Building $19,677
2023	$764.00 (-32.33%) Homeowner's exemption	$23,065 (-8.59%) Land $3,388 Building $19,677	$65,900 (-8.59%) Land $9,680 Building $56,220
2022	$1,129.00 Homeowner's exemption	$25,232 Land $2,979 Building $22,253
2020			$72,090 Land $8,510 Building $63,580

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Mill St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures