226 Mill St, #228, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 226 Mill St, #228, Springfield, MA 01108

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,181 sqft · built 1900
Lot Size	0.129 acres (5,615 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Apr 2022)
Tax Bill	$4,472 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:08675 P:0077`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:08675 P:0077`
Alternative APN	`86750077`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,181 sqft Living Area
1st Floor Area	892 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	5,615 sqft (0.129 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	86750077
Street Address	226 MILL ST, 228
City	SPRINGFIELD
State	MA
Zip	01108-1024
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2019
Census Tract	801901

Owner

226 Mill St, #228 is owned and occupied by an individual who bought it in April 2022.

Source: Hampden County and Springfield City records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	226 MILL ST, 228, SPRINGFIELD, MA 01108-1024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Quit Claim Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 10, 2017	Quit Claim Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2022 · Amount on File
Deed Sale	Apr 1, 2022 · Amount on File
Prior Sale	Oct 10, 2017 · Amount on File
Deed Book / Page	24479 / 401
Prior Transfer Date	Mar 30, 2022
Prior Transfer Doc	024479-401
Record Updated	Oct 29, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 1, 2022
Property Address	226-228 MILL ST, SPRINGFIELD, MA 01108
Document Number	024479-401
Book / Page	24479 / 401
Instrument Date	Mar 30, 2022
Instrument	19949
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 AVON PL, SPRINGFIELD, MA 01105-1482

Mortgage

Document Number	0000019950
Date	Apr 1, 2022
Instrument	19950

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Oct 10, 2017
Property Address	226-228 MILL ST, SPRINGFIELD, MA 01108
Document Number	21894-128
Book / Page	21894 / 128
Instrument	59633
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226-228 MILL ST, SPRINGFIELD, MA 01108

Mortgage

Document Number	218940130
Date	Oct 10, 2017
Instrument	21894/0130

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 226 Mill St, #228 was $4,472.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,472.00	$285,200 Land $25,100 Building $260,100
2023	$3,662.00	$214,800 Land $22,300 Building $192,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 226 Mill St, #228 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 226 Mill St, #228 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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