Onslow County property record for 226 Middleridge Dr, Hubert, NC 28539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,376 sqft · built 2006 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $438,000 (Apr 2026) |
| Tax Bill | $1,553 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 1306A-117 |
| Primary APN | 1306A-117 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,376 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 40,511 sqft (0.93 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 496448000 |
|---|---|
| Street Address | 226 MIDDLERIDGE DR |
| City | HUBERT |
| State | NC |
| Zip | 28539-3897 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | L57 S3 TRAILWOOD 2553 591 |
| Legal Subdivision | TRAILWOOD 3 |
| Legal Lot Number | 57 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | SWANSBORO |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 104 |
Source: Onslow County records · APN 1306A-117
Assessment roll updated August 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 226 MIDDLERIDGE DR, HUBERT, NC 28539-3897 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 07, 2026 | Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORPORATION |
| Aug 11, 2023 | Warranty Deed, Transfer · VA Mortgage PRIMIS MORTGAGE CO |
| Jun 09, 2020 | Warranty Deed, Transfer · VA Mortgage AMCAP MORTGAGE LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 07, 2026 · Amount on Record |
| Deed Sale | Apr 07, 2026 · Amount on Record |
| Prior Sale | Aug 11, 2023 · Amount on Record |
| Deed Book / Page | 6565 / 103 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Apr 07, 2026 |
| Property Address | 226 MIDDLERIDGE DR, HUBERT, NC 28539-3897 |
| Document Number | 6565000103 |
| Book / Page | 6565 / 103 |
| Instrument Date | Mar 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $88,476.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 226 MIDDLERIDGE DR, HUBERT, NC 28539-3897 |
| Document Number | 6565000107, |
|---|---|
| Date | Apr 07, 2026 |
| Book Page | 6565/107 |
| Name | ALPHA MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Aug 11, 2023 |
| Property Address | 226 MIDDLERIDGE DR, HUBERT, NC 28539-3897 |
| Document Number | 0060160761 |
| Book / Page | 6016 / 761 |
| Map Reference | CAB 48 PG 197-197B |
| Instrument Date | Jul 03, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 226 MIDDLERIDGE DR, HUBERT, NC 28539-3897 |
| Document Number | 0006016764 |
|---|---|
| Date | Aug 11, 2023 |
| Instrument | 6016-764 |
| Name | PRIMIS MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jun 09, 2020 |
| Property Address | 226 MIDDLERIDGE DR, HUBERT, NC 28539-3897 |
| Document Number | 0051820439 |
| Book / Page | 5182 / 439 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $536.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 900 HAWLEY CT, 900, CHESAPEAKE, VA 23322-6810 |
| Name | Verified Name |
|---|---|
| Address | 226 MIDDLERIDGE DR, HUBERT, NC 28539-3897 |
| Document Number | 0051820445 |
|---|---|
| Date | Jun 09, 2020 |
| Book Page | 5182/445 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77036 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Onslow County records · Assessment roll updated August 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,553.00 (-15.96%) | $282,177 (-) Land $40,000 Building $242,177 | $282,177 (-) Land $40,000 Building $242,177 |
| 2023 | $1,848.00 | $282,177 (-) Land $40,000 Building $242,177 | $282,177 (-) Land $40,000 Building $242,177 |
| 2022 | $1,848.00 | $282,177 Land $40,000 Building $242,177 | $282,177 Land $40,000 Building $242,177 |
Source: FEMA National Flood Hazard Layer as of August 12, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 2 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 85 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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