226 Merganser Ln, Gilmer, TX 75645 Property Records

Upshur County property record for 226 Merganser Ln, Gilmer, TX 75645

Property Summary

Property Type	Single Family Home
Details	4,571 sqft · built 2010
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on Record
Last Sale	$337,100 (Feb 2012)
Tax Bill	$8,387 (2026)
Deeds & Mortgages	May 2021 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S413-S02-000-TR12`

Property Details

APN / Parcel Number

Primary APN	`S413-S02-000-TR12`
Alternative APN	`301277`

Interior

Building Area	4,571 sqft Total Area
1st Floor Area	2,592 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Roof Material	Tile
Lot Area	41,382 sqft (0.95 acres)
Garage Area	558 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S413-S02-000-TR12
Street Address	226 MERGANSER LN
City	GILMER
State	TX
Zip	75645-5539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT TR 12, PRINCESS JEAN-ANN ACRES S413 (A216) .95 ACRES & HOUSE
Legal Subdivision	PRINCESS JEAN-ANN ACRES
Legal Tract	12
Jurisdiction	UPSHUR TX
Township / Civil Division	GLADEWATER
Census Block Group	2
Census Block	2029
Census Tract	950700

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	226 MERGANSER LN, GILMER, TX 75645-5539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 2, 2017	Deed of Trust, Mortgage · ARM EAST TEXAS PROFESSIONAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2012 · Amount on Record
Deed Sale	Feb 21, 2012 · Amount on Record
Deed Document Number	20121158
Deed Book / Page	1020 / 219
Prior Transfer Date	Feb 16, 2012
Prior Transfer Doc	001020/219
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	226 MERGANSER LN, GILMER, TX 75645-5539
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202103715
Date	May 14, 2021
Instrument	202103715

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	226 MERGANSER LN, GILMER, TX 75645-5539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1294/565
Date	Mar 2, 2017
Book Page	1294/565
Instrument	201701288

Lender

Name	EAST TEXAS PROFESSIONAL CU
Type	Credit Union
Address	LONGVIEW, TX 75608

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2027
Change Frequency	Monthly
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	10-Year TN
Max Rate	7.25%

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,387.00 (+46.63%) Homeowner's exemption	$585,040 (-0.12%) Land $49,970 Building $535,070	$585,040 (-0.12%) Land $49,970 Building $535,070
2025	$5,720.00 (-7.52%) Homeowner's exemption	$585,740 (+23.97%) Land $51,900 Building $533,840	$585,740 (+23.97%) Land $51,900 Building $533,840
2023		$472,480 Land $55,390 Building $417,090	$472,480 Land $55,390 Building $417,090
2022	$6,185.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLENWOOD WSC serves 3,738 people · EPA ID TX2300005
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000

May also be available: Longview Cable Television Company, Verizon.

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