226 Lilly Bell Ln, Freeport, FL 32439 Property Records

Walton County property record for 226 Lilly Bell Ln, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,027 sqft · built 2017
Lot Size	0.203 acres (8,843 sqft)
Owner	Individual Name on File
Last Sale	$420,900 (Nov 2020)
Tax Bill	$75 (2024)
Deeds & Mortgages	Nov 2019 Mortgage Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23130-000-0340`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23130-000-0340`
Alternative APN	`1085276`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,027 sqft Living Area
Gross Area	3,808 sqft
Interior Walls	Custom/Decorative
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,843 sqft (0.203 acres)
Lot Dimensions	12.5 ft deep x 7.1 ft wide
Garage Type	Finished
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1085276
Street Address	226 LILLY BELL LN
City	FREEPORT
State	FL
Zip	32439-7623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 34 CENTRAL PARK AT HAMMOCK BAY PHASE 1 PB 19-94 OR 3021-23 OR 3091-2964 OR 3167-1432
Legal Range	19W
Legal Township	01S
Legal Section	17
Legal Subdivision	CENTRAL PK/HAMMOCK BAY PH 1
Legal Phase	1
Legal Lot Number	34
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2042
Census Tract	950502

Owner

226 Lilly Bell Ln is owned and occupied by an individual who bought it in November 2020.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	226 LILLY BELL LN, FREEPORT, FL 32439-7623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Nov 5, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Nov 3, 2020	Warranty Deed, Transfer · VA Mortgage PRIMELENDING
Dec 3, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI SOUTHEAST MTG/GA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2020 · Amount on File
Deed Sale	Nov 3, 2020 · Amount on File
Prior Sale	Dec 3, 2018 · Amount on File
Deed Document Number	20200044430
Deed Book / Page	3167 / 1432
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	226 LILLY BELL LN, FREEPORT, FL 32439-7623
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031241288
Date	Nov 15, 2019
Book Page	3124/1288
Instrument	20190040063

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	226 LILLY BELL LN, FREEPORT, FL 32439-7623
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031210515
Date	Oct 15, 2019
Book Page	3121/0515
Instrument	20190035823

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	226 LILLY BELL LN, FREEPORT, FL 32439-7623
Transaction Type	Mortgage
Record Updated	Dec 30, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032241244
Date	Nov 5, 2021
Book Page	3224/1244
Instrument	20210055439

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 3, 2020
Property Address	226 LILLY BELL LN, FREEPORT, FL 32439-7623
Document Number	0031671432
Book / Page	3167 / 1432
Map Reference	MB 19 PG 94-96
Instrument Date	Oct 29, 2020
Instrument	20200044430
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	BRADLEY TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,946.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11225 ESTIA DR # 1010, 11225, BRADENTON, FL 34211-2378

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 NORTHRIDGE RD, NICEVILLE, FL 32578-8757

Mortgage

Document Number	0031671433
Date	Nov 3, 2020
Instrument	3167/1433

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

December 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Dec 3, 2018
Property Address	226 LILLY BELL LN, FREEPORT, FL 32439-7623
Document Number	0030912964
Book / Page	003091 / 002964
Instrument Date	Nov 27, 2018
Instrument	40111
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 19, 2018
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,423.55
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 LILLY BELL LN FREEPORT FL 324397623, FREEPORT, FL 32439-7623

Mortgage

Document Number	30912965
Date	Dec 3, 2018
Book Page	003091/002965
Instrument	40112

Lender

Name	SOUTHEAST MTG/GA
Type	Mortgage Company
Address	DULUTH, GA 30096

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$502,216 Land $55,000 Building $447,216	$502,216 Land $55,000 Building $447,216
2024	$75.00
2023	$75.00 Homeowner's exemption	$501,251 (-3.03%) Land $49,485 Building $451,766	$501,251 (-3.03%) Land $49,485 Building $451,766
2022	$75.00 Homeowner's exemption	$516,891 Land $54,928 Building $461,963	$516,891 Land $54,928 Building $461,963

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 226 Lilly Bell Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 Lilly Bell Ln is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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