226 Laurel St, Frankfort, KY 40601 Property Records

Franklin County property record for 226 Laurel St, Frankfort, KY 40601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 600 sqft
Lot Size	0.353 acres (15,390 sqft)
Owner	2 Individual Names on File
Last Sale	$94,000 (Oct 2017)
Tax Bill	$1,233 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`074-30-09-001.00`

Property Details

APN / Parcel Number

Primary APN	`074-30-09-001.00`
Alternative APN	`68365`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	600 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,390 sqft (0.353 acres)
Lot Dimensions	135 ft deep x 114 ft wide
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Garage Type	Detached
Garage Area	600 sqft
Driveway	Asphalt Driveway
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	68365
Street Address	226 LAUREL ST
City	FRANKFORT
State	KY
Zip	40601-2406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESTWOOD LTS 31-32 & PT 30
Legal Subdivision	CRESTWOOD
Legal Lot Number	31-32
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	2
Census Block	2000
Census Tract	70101

Owner

Source: Franklin County assessment roll, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	226 LAUREL ST, FRANKFORT, KY 40601-2406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2017	Deed, Transfer · Conventional Mortgage CENTRAL BANK & TRUST CO
Aug 4, 2017	Deed of Trust, Mortgage · Line of Credit FARMERS BANK & CAPITAL TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 3, 2017 · Amount on Record
Deed Sale	Oct 3, 2017 · Amount on Record
Prior Sale	Oct 16, 2013 · Amount on Record
Deed Document Number	2017465409
Deed Book / Page	572 / 412
Record Updated	Jun 8, 2026

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Oct 3, 2017
Property Address	226 LAUREL ST, FRANKFORT, KY 40601-2406
Document Number	D572/412
Book / Page	D572 / 412
Map Reference	DD122 PG21
Instrument Date	Sep 27, 2017
Instrument	465409
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$94.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 COUNTY ROAD 1223, 3940, VINEMONT, AL 35179-6576

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	226 LAUREL ST, FRANKFORT, KY 40601-2406

Mortgage

Document Number	465410
Date	Oct 3, 2017
Instrument	465410

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2032

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	226 LAUREL ST, FRANKFORT, KY 40601-2406
Transaction Type	Mortgage
Record Updated	Aug 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 463020
Date	Aug 4, 2017
Book Page	M1425/702
Instrument	463020

Lender

Name	FARMERS BANK & CAPITAL TRUST CO
Type	Bank
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jul 28, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Municipality	Frankfort City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,233.00 (+0.24%)	$103,000 (-) Land $18,000 Building $85,000	$103,000 (-) Land $18,000 Building $85,000
2023	$1,230.00 (+0.9%)	$103,000 (-)	$103,000 (-)
2022	$1,219.00	$103,000	$103,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Electric and Water Plant Board of the City of Frankfort Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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