New Hanover County property record for 226 Lancaster Rd, Wilmington, NC 28409
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,155 sqft · built 1970 |
| Lot Size | 0.232 acres (10,106 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Jun 2020) |
| Tax Bill | $2,070 (2025) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage Jan 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R06120-007-007-000 |
| Primary APN | R06120-007-007-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,155 sqft Living Area |
| 1st Floor Area | 1,155 sqft |
| Basement Area | 1,155 sqft |
| Finished Basement | 1,155 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 10,106 sqft (0.232 acres) |
| Terrain | Low |
| Porch | Slab |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 226 LANCASTER RD |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28409-8525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15,RESID |
| Legal Description | 56 SEC 1 WESTCHESTER |
| Legal Subdivision | WESTCHESTER SEC 1 |
| Legal Block | 7 |
| Legal Lot Number | 7 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | WILMINGTON |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 12009 |
226 Lancaster Rd is owned and occupied by an individual who bought it in June 2020.
Source: New Hanover County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 226 LANCASTER RD, WILMINGTON, NC 28409-8525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2020 | Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Jan 25, 2018 | Warranty Deed, Transfer STATE EMPS FCU |
| Jul 14, 2017 | Warranty Deed, Transfer · Line of Credit FIRST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2020 · Amount on File |
| Deed Sale | Jun 2, 2020 · Amount on File |
| Prior Sale | Jan 25, 2018 · Amount on File |
| Deed Document Number | 202020002 |
| Deed Book / Page | 6317 / 587 |
| Prior Transfer Date | Oct 15, 2004 |
| Prior Transfer Doc | 4530000135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Jun 2, 2020 |
| Property Address | 226 LANCASTER RD, WILMINGTON, NC 28409-8525 |
| Document Number | 0063170587 |
| Book / Page | 006317 / 000587 |
| Instrument Date | Jun 1, 2020 |
| Instrument | 20002 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 226 LANCASTER RD WILMINGTON NC 284098525, WILMINGTON, NC 28409-8525 |
| Document Number | 63170590 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 006317/000590 |
| Instrument | 20003 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Jan 25, 2018 |
| Property Address | 226 LANCASTER RD, WILMINGTON, NC 28409-8525 |
| Document Number | 0061162148 |
| Book / Page | 006116 / 002148 |
| Instrument Date | Jan 8, 2018 |
| Instrument | 2345 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 226 LANCASTER RD WILMINGTON NC 284098525, WILMINGTON, NC 28409-8525 |
| Document Number | 61162152 |
|---|---|
| Date | Jan 25, 2018 |
| Book Page | 006116/002152 |
| Instrument | 2346 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 24, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Jul 14, 2017 |
| Property Address | 226 LANCASTER RD, WILMINGTON, NC 28409-8525 |
| Document Number | 0060732900 |
| Book / Page | 006073 / 002900 |
| Instrument Date | Jul 14, 2017 |
| Instrument | 22747 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $139.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 410 CHANNEL DR N WRIGHTSVILLE BEACH NC 284802724, WRIGHTSVILLE BEACH, NC 28480-2724 |
| Document Number | 60732904 |
|---|---|
| Date | Jul 14, 2017 |
| Book Page | 006073/002904 |
| Instrument | 22748 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, NC 28412 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 13, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 226 Lancaster Rd was $2,070, up 34.5% from the year before.
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Municipality | Wilmington City |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $351,900 (-) Land $113,100 Building $238,800 | $351,900 (-) Land $113,100 Building $238,800 | |
| 2025 | $2,070.00 (+34.5%) | $351,900 Land $113,100 Building $238,800 | $351,900 Land $113,100 Building $238,800 |
| 2024 | $1,539.00 (+3.01%) | ||
| 2023 | $1,494.00 (-0.6%) | $176,900 Land $68,700 Building $108,200 | $176,900 Land $68,700 Building $108,200 |
| 2022 | $1,503.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 226 Lancaster Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Nearby Flood Policies | 31 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 226 Lancaster Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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