226 Koster St, Madison, WI 53713 Property Records

Dane County property record for 226 Koster St, Madison, WI 53713

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,384 sqft · built 1973
Lot Size	0.185 acres (8,102 sqft)
Owner	Individual Name on File
Last Sale	$353,000 (Jun 2022)
Tax Bill	$6,165 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0709-351-1207-2`

Property Details

APN / Parcel Number

Primary APN	`0709-351-1207-2`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,384 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	576 sqft
Finished Basement	304 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Block
Roof Material	Asphalt
Lot Area	8,102 sqft (0.185 acres)
Lot Dimensions	135 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	352 sqft
Driveway	Driveway
Driveway Area	190 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	296 sqft
Deck Area	72 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	226 KOSTER ST
City	MADISON
State	WI
Zip	53713-1404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR-C1
Legal Description	LOT 1 OF CERTIFIED SURVEY MAP NO. 771 RECORDED IN DANE COUNTY REGISTER OF DEEDS IN VOL 3 PAGE 323 OF CERTIFIED SURVEYS
Legal Range	09
Legal Township	07
Legal Section	35
Legal Subdivision	LOT 1 OF CERTIFIED SURVEY MAP NO 771
Legal Lot Number	1
Jurisdiction	DANE WI
Township / Civil Division	MADISON
Census Block Group	4
Census Block	4011
Census Tract	1401

Owner

226 Koster St is owned and occupied by an individual who bought it in June 2022.

Source: Dane County records, as of January 22, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	226 KOSTER ST, MADISON, WI 53713-1404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Feb 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Dec 4, 2018	Warranty Deed, Transfer · Conventional with PMI SUMMIT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2022 · Amount on File
Deed Sale	Jun 6, 2022 · Amount on File
Prior Sale	Dec 4, 2018 · Amount on File
Deed Document Number	5838712
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Jun 6, 2022
Property Address	226 KOSTER ST, MADISON, WI 53713-1404
Document Number	0005838712
Map Reference	MAP771 MB3 PG323
Instrument Date	Jun 3, 2022
Instrument	5838712
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,059.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	226 KOSTER ST, MADISON, WI 53713-1404

Mortgage

Document Number	0005838713
Date	Jun 6, 2022
Instrument	5838713

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	226 KOSTER ST, MADISON, WI 53713-1404
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005811704
Date	Feb 11, 2022
Instrument	5811704

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2037

Interest

Rate Type	Fixed Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Dec 4, 2018
Property Address	226 KOSTER ST, MADISON, WI 53713-1404
Document Number	0005458005
Instrument Date	Dec 3, 2018
Instrument	5458005
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$636.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 KOSTER ST MADISON WI 537131404, MADISON, WI 53713-1404

Mortgage

Document Number	5458006
Date	Dec 4, 2018
Instrument	5458006

Lender

Name	SUMMIT CU
Address	MADISON, WI 53708

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Madison City
Unified School District	Madison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$353,000 Land $68,900 Building $284,100
2024	$6,165.00		$353,000
2023		$353,000 Land $63,200 Building $289,800
2022	$4,867.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 226 Koster St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 Koster St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
LiteWire Fixed Wireless	100 / 25

May also be available: AT&T, Four Lakes Broadband, T-Mobile, Verizon.

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