Madison County property record for 226 Keystone Dr, Richmond, KY 40475
| Property Type | Duplex |
|---|---|
| Details | 1,153 sqft |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Dec 2019) |
| Tax Bill | $1,697 (2025) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage Feb 2017 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 054C-0005-0014 |
| Primary APN | 054C-0005-0014 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,153 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Account Number | 56782 |
|---|---|
| Street Address | 226 KEYSTONE DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8519 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | SOUTH BLUEGRASS CENTER LOT 31 PH IV |
| Legal Subdivision | SOUTH BLUEGRASS CENTER |
| Legal Phase | 15 |
| Legal Lot Number | 31 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 10701 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 604 AUTUMN WOOD DR, RICHMOND, KY 40475-9098 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2019 | Deed, Transfer · Commercial Mortgage COMMUNITY TRUST BANK INC |
| Feb 23, 2017 | Deed, Transfer · Line of Credit FIRST SOUTHERN NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2019 · Amount on Record |
| Deed Sale | Dec 12, 2019 · Amount on Record |
| Prior Sale | Feb 23, 2017 · Amount on Record |
| Deed Document Number | 2014003835 |
| Deed Book / Page | D00782 / 228 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 12, 2019 |
| Property Address | 226 KEYSTONE DR, RICHMOND, KY 40475-8519 |
| Document Number | D00782/228 |
| Book / Page | D00782 / 228 |
| Map Reference | MB 9 PG 174 |
| Instrument Date | Dec 12, 2019 |
| Instrument | 2014003835 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2076 KENTUCKY RIVER RD, 2076, RICHMOND, KY 40475-9407 |
| Name | Verified Name |
|---|---|
| Address | 604 AUTUMN WOOD DR, RICHMOND, KY 40475-9098 |
| Investor | Possibly a Property Investor |
| Document Number | 2014003836 |
|---|---|
| Date | Dec 12, 2019 |
| Instrument | 2014003836 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 12, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 23, 2017 |
| Property Address | 226 KEYSTONE DR, RICHMOND, KY 40475-8519 |
| Document Number | D00741/513 |
| Book / Page | D00741 / 513 |
| Map Reference | MB9 PG174 |
| Instrument Date | Feb 16, 2017 |
| Instrument | 2013954820 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $65.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | CMR 410 BOX 507, 507, APO, AE 09049-0006 |
| Name | Verified Name |
|---|---|
| Address | 2076 KENTUCKY RIVER RD, RICHMOND, KY 40475-9407 |
| Document Number | 2013954821 |
|---|---|
| Date | Feb 23, 2017 |
| Instrument | 2013954821 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 15, 2037 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,697.00 (+40.02%) Additional exemption filed | $180,000 (+44%) | $180,000 (+44%) |
| 2023 | $1,212.00 (-0.33%) | $125,000 (-) | $125,000 (-) |
| 2022 | $1,216.00 | $125,000 | $125,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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