226 Kerwin Ave, Oakland, CA 94603 Property Records

Alameda County property record for 226 Kerwin Ave, Oakland, CA 94603

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 809 sqft · built 1943
Lot Size	0.093 acres (4,056 sqft)
Owner	Individual Name on Record
Last Sale	$530,000 (Sep 2022)
Tax Bill	$8,911 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`45-5315-25`

Property Details

APN / Parcel Number

Primary APN	`45-5315-25`
Alternative APN	`045-5315-025-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	809 sqft Living Area

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	L-Shape
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,056 sqft (0.093 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	226 KERWIN AVE
City	OAKLAND
State	CA
Zip	94603-2044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Description	LOT: 00170 BLK: TR: 0656
Legal Subdivision	656 OAKLAND
Legal Tract	0656
Legal Lot Number	170
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1009
Census Tract	409100

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	226 KERWIN AVE, OAKLAND, CA 94603-2044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Grant Deed, Transfer · FHA Mortgage CHANGE LENDING LLC
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROGER PEENE
Jan 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage MERS FUND I
Apr 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage MERS FUND I

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2022 · Amount on Record
Deed Sale	Sep 13, 2022 · Amount on Record
Prior Sale	Nov 5, 2004 · Amount on Record
Deed Document Number	2022157008
Record Updated	Oct 29, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 13, 2022
Property Address	226 KERWIN AVE, OAKLAND, CA 94603-2044
Document Number	0000157008
Map Reference	MB 8 PG 44
Instrument Date	Sep 2, 2022
Instrument	2022157008
Transaction Type	Transfer
Record Updated	Oct 7, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,533.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 KERWIN AVE, OAKLAND, CA 94603-2044

Mortgage

Document Number	0000157009
Date	Sep 13, 2022
Instrument	2022157009

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	226 KERWIN AVE, OAKLAND, CA 94603-2044
Transaction Type	Mortgage
Record Updated	Mar 7, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 PREDA ST, SAN LEANDRO, CA 94577-1440

Mortgage

Document Number	0000035505
Date	Feb 16, 2022
Instrument	2022035505

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	226 KERWIN AVE, OAKLAND, CA 94603-2044
Document Number	0000129734
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 KERWIN AVE OAKLAND CA 946032044, OAKLAND, CA 94603-2044

Mortgage

Document Number	0000129734
Date	Jun 5, 2020
Instrument	129734

Lender

Name	ROGER PEENE
Address	112 VINICOLA CT, EL DORADO HILLS, CA 95762-4162

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	226 KERWIN AVE, OAKLAND, CA 94603-2044
Document Number	0000005858
Instrument Date	Jan 7, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 PEDRO ST SAN LEANDRO CA 94577, SAN LEANDRO, CA 94577

Mortgage

Document Number	0000005858
Date	Jan 14, 2019
Instrument	5858

Lender

Name	MERS FUND I
Address	MOUNTAIN VIEW, CA 94040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	226 KERWIN AVE, OAKLAND, CA 94603-2044
Document Number	0000081009
Instrument Date	Apr 17, 2018
Transaction Type	Mortgage
Record Updated	May 8, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 PEDRA ST SAN LEANDRO CA 94577, SAN LEANDRO, CA 94577

Mortgage

Document Number	0000081009
Date	Apr 24, 2018
Instrument	81009

Lender

Name	MERS FUND I
Address	MOUNTAIN VIEW, CA 94040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$513,000 (-6.97%) Land $156,000 Building $364,000
2025	$8,911.00 (-1.12%) Homeowner's exemption	$551,411 (+4.04%) Land $165,423 Building $385,988
2023	$9,012.00 Homeowner's exemption	$530,000 Land $159,000 Building $371,000	$466,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks.

Nearby Properties on Kerwin Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures