226 Kansas St, Geneva, IL 60134 Property Records

Kane County property record for 226 Kansas St, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 968 sqft · built 1954
Lot Size	0.196 acres (8,550 sqft)
Owner	2 Individual Names on Record
Last Sale	$161,000 (Jun 2003)
Tax Bill	$5,395 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-11-126-009`

Property Details

APN / Parcel Number

Primary APN	`12-11-126-009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	968 sqft Living Area
Gross Area	1,936 sqft
1st Floor Area	968 sqft
Basement Area	968 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	8,550 sqft (0.196 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	226 KANSAS ST
City	GENEVA
State	IL
Zip	60134-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 IN BLOCK 8 OF LUTHER DEARBORNS ADDITION OT GENEVA
Legal Subdivision	LUTHER DEARBORNS ADDN
Legal Block	8
Legal Lot Number	9
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	3
Census Block	3013
Census Tract	852500

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	226 KANSAS ST, GENEVA, IL 60134-2820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jun 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jul 25, 2019	Deed of Trust, Mortgage · Conventional with PMI MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2003 · Amount on Record
Deed Sale	Jun 2, 2003 · Amount on Record
Prior Sale	Nov 9, 2001 · Amount on Record
Deed Document Number	200390775
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	226 KANSAS ST, GENEVA, IL 60134-2820
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001442
Date	Jan 12, 2026
Instrument	2026K001442

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate	9.05%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	226 KANSAS ST, GENEVA, IL 60134-2820
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030586
Date	Jun 15, 2017
Instrument	2017K030586

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2032

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	226 KANSAS ST, GENEVA, IL 60134-2820
Document Number	0000033999
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	226 KANSAS ST GENEVA IL 601342820, GENEVA, IL 60134-2820

Mortgage

Document Number	0000033999
Date	Aug 1, 2019
Instrument	33999

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jul 31, 2034

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,395.00 (+22.64%) Homeowner's exemption	$82,700 (+8.5%) Land $30,341 Building $52,359	$248,199 (+8.5%) Land $91,059 Building $157,140
2024		$76,221 (+29.88%) Land $27,964 Building $48,257	$228,755 (+29.93%) Land $83,926 Building $144,829
2022	$4,399.00 (+3.29%) Homeowner's exemption	$58,687 (+3.86%) Land $23,622 Building $35,065	$176,061 (+3.86%) Land $70,866 Building $105,195
2021	$4,259.00 Homeowner's exemption	$56,506 Land $22,744 Building $33,762	$169,518 Land $68,232 Building $101,286

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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