226 Hillcrest Dr, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 226 Hillcrest Dr, Fredericksburg, VA 22401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,285 sqft · built 1959
Lot Size	0.393 acres (17,119 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (May 2026)
Tax Bill	$2,540 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 3 more
APN	`7778-73-2927`

Property Details

APN / Parcel Number

Primary APN	`7778-73-2927`
Alternative APNs	`256 F 226` `4961`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,285 sqft Living Area
1st Floor Area	881 sqft
Basement Area	881 sqft
Unfinished Basement	881 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Cape Cod
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,119 sqft (0.393 acres)
Terrain	Rolling
Garage Type	Built-in
Driveway	Driveway

Exterior Amenities

Porch	Porch
Porch Area	133 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	226 HILLCREST DR
City	FREDERICKSBURG
State	VA
Zip	22401-4010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 87 BL 256-F-L87 DILLARD
Legal Subdivision	DILLARD SD
Legal Lot Number	87
Jurisdiction	FREDERICKSBURG CITY VA
Township / Civil Division	FREDERICKSBURG
Census Block Group	3
Census Block	3000
Census Tract	302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Fredericksburg and Spotsylvania County Battlefields Memorial National Military Park listed 2019 · 24 contributing resources · NRIS 66000046

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Fredericksburg City records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	226 HILLCREST DR, FREDERICKSBURG, VA 22401-4010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
May 8, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Apr 12, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Apr 2, 2019	Deed of Trust, Mortgage · Line of Credit US BK
Jan 6, 2017	Grant Deed, Transfer · Conventional with PMI UNION MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026 · Amount on Record
Deed Sale	May 8, 2026 · Amount on Record
Prior Sale	Sep 18, 2024 · Amount on Record
Deed Document Number	2026859
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	May 8, 2026
Property Address	226 HILLCREST DR, FREDERICKSBURG, VA 22401-4010
Document Number	0000000859
Instrument Date	May 5, 2026
Instrument	2026.859
Transaction Type	Transfer
Record Updated	May 25, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44,440.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	226 HILLCREST DR, FREDERICKSBURG, VA 22401-4010

Mortgage

Document Number	0000000860,
Date	May 8, 2026
Instrument	2026..860

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	May 8, 2026
Property Address	226 HILLCREST DR, FREDERICKSBURG, VA 22401-4010
Document Number	0202600859
Instrument Date	May 5, 2026
Instrument	2026859
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44,440.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	226 HILLCREST DR, FREDERICKSBURG, VA 22401-4010

Mortgage

Document Number	0000000860,
Date	May 8, 2026
Instrument	2026860

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Apr 12, 2021
Property Address	226 HILLCREST DR, FREDERICKSBURG, VA 22401-4010
Document Number	202101379
Instrument Date	Apr 8, 2021
Instrument	202101379
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	NORTHERN VA TITLE AND ESCROW, NORTHERN VA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 HILLCREST DR, FREDERICKSBURG, VA 22401-4010

Mortgage

Document Number	202101380
Date	Apr 12, 2021
Instrument	202101380

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICKSBURG CITY VA
Property Address	226 HILLCREST DR, FREDERICKSBURG, VA 22401-4010
Document Number	190001365
Instrument Date	Apr 2, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 HILLCREST DR FREDERICKSBURG VA 224014010, FREDERICKSBURG, VA 22401-4010

Mortgage

Document Number	190001365
Date	Jun 26, 2019
Instrument	1365

Lender

Name	US BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2049

Interest

Rate Type	Adjustable Rate

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Jan 6, 2017
Property Address	226 HILLCREST DR, FREDERICKSBURG, VA 22401-4010
Document Number	170000037
Instrument Date	Dec 27, 2016
Instrument	37
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	EKKO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 HILLCREST DR FREDERICKSBURG VA 224014010, FREDERICKSBURG, VA 22401-4010

Mortgage

Document Number	170000038
Date	Jan 6, 2017
Instrument	38

Lender

Name	UNION MTG
Type	Mortgage Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2047

Tax Assessment & Valuation

Source: Fredericksburg City assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Fredericksburg City
Unified School District	Fredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,540.00 (+21.76%)	$313,600 (+33.79%) Land $110,000 Building $203,600	$313,600 (+33.79%) Land $110,000 Building $203,600
2024	$2,086.00	$234,400 Land $80,000 Building $154,400	$234,400 Land $80,000 Building $154,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICKSBURG serves 28,350 people · EPA ID VA6630050
Water Source	Purchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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