226 Hetcheltown Rd, Schenectady, NY 12302 Property Records

Schenectady County and Glenville Town property record for 226 Hetcheltown Rd, Schenectady, NY 12302

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,518 sqft · built 1920
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Feb 2026)
Tax Bill	$1,874 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Feb 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`422289 16.5-1-16`

Property Details

APN / Parcel Number

Primary APN	`422289 16.5-1-16`
Alternative APN	`228901600500010160000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,518 sqft Living Area
1st Floor Area	836 sqft
2nd Floor Area	682 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	250 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	313 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	226 HETCHELTOWN RD
City	SCHENECTADY
State	NY
Zip	12302-5851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	HL2G
Legal Block	1
Legal Lot Number	16.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	GLENVILLE
Census Block Group	1
Census Block	1005
Census Tract	32502

Owner

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	145 CLIFF ST, NORWICH, CT 06360-5137
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Feb 6, 2026	Warranty Deed, Transfer · VA Mortgage USAA FSB
Feb 4, 2026	Warranty Deed, Transfer
Aug 5, 2020	Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP
Jul 18, 2019	Trustee's Deed, Construction Loan · Construction Mortgage HOMESTEAD FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2026 · Amount on Record
Deed Sale	Feb 6, 2026 · Amount on Record
Prior Sale	Aug 5, 2020 · Amount on Record
Deed Document Number	20262767
Deed Book / Page	2165 / 940
Prior Transfer Date	Apr 28, 2009
Prior Transfer Doc	0000021933
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	226 HETCHELTOWN RD, SCHENECTADY, NY 12302-5851
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 HETCHELTOWN RD, SCHENECTADY, NY 12302-5851

Mortgage

Document Number	0000024491
Date	Oct 14, 2025
Instrument	202524491

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 22, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 6, 2026
Property Address	226 HETCHELTOWN RD, SCHENECTADY, NY 12302-5851
Document Number	0000002767
Instrument Date	Jan 15, 2026
Instrument	202602767
Transaction Type	Transfer
Record Updated	Apr 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	226 HETCHELTOWN RD, GLENVILLE, NY 12302-5851

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 CLIFF ST, NORWICH, CT 06360-5137

Mortgage

Document Number	0000002768
Date	Feb 6, 2026
Instrument	202602768

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 4, 2026
Property Address	226 HETCHELTOWN RD, SCHENECTADY, NY 12302-5851
Document Number	0000002493
Instrument Date	Jan 9, 2026
Instrument	202602493
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Amount	Amount Recorded
Tax	$1,864.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 HABEL LN, GLENVILLE, NY 12302-9706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 HETCHELTOWN RD, GLENVILLE, NY 12302-5851

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 5, 2020
Property Address	226 HETCHELTOWN RD, SCHENECTADY, NY 12302-5851
Document Number	0000022583
Book / Page	2039 / 76
Instrument Date	Jul 29, 2020
Instrument	202022583
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$906.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	278 SWEETMAN RD, 278, BALLSTON SPA, NY 12020-3239

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11 HOLLANDALE LN APT C, C, CLIFTON PARK, NY 12065-5204

Mortgage

Document Number	0000022587
Date	Aug 5, 2020
Book Page	5009/853
Instrument	202022587

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company
Address	ROCHESTER, NY 14618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

July 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 18, 2019
Property Address	226 HETCHELTOWN RD, SCHENECTADY, NY 12302-5851
Book / Page	000090 / 000017
Instrument Date	Jul 12, 2019
Instrument	31996
Transaction Type	Construction Loan
Record Updated	Aug 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 HETCHELTOWN RD SCHENECTADY NY 123025851, SCHENECTADY, NY 12302-5851

Mortgage

Document Number	0000031996
Date	Jul 18, 2019
Book Page	000090/000017
Instrument	31996

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company
Address	ALBANY, NY 12205

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Glenville Town
Unified School District	Burnt Hills-Ballston Lake Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,874.00 (-2.29%)
2025	$1,918.00	$138,400 (-) Land $31,200 Building $107,200	$251,636 (+10.91%) Land $56,727 Building $194,909
2024		$138,400 (-) Land $31,200 Building $107,200	$226,885 (+11.48%) Land $51,147 Building $175,738
2023		$138,400 Land $31,200 Building $107,200	$203,529 Land $45,882 Building $157,647

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLENVILLE WD #11 serves 15,000 people · EPA ID NY4600091
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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