226 Gregory Fork Rd, Richlands, NC 28574 Property Records

Onslow County property record for 226 Gregory Fork Rd, Richlands, NC 28574

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,718 sqft · built 2017
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Sep 2024)
Tax Bill	$2,698 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`44-39.12`

Property Details

APN / Parcel Number

Primary APN	`44-39.12`
Alternative APNs	`490014540` `437114000` `161467`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,718 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	435,600 sqft (10 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	490014540
Street Address	226 GREGORY FORK RD
City	RICHLANDS
State	NC
Zip	28574-7200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L4 G L & A W HARDISON
Legal Subdivision	GARY L + ANNETTE W HARDISON
Legal Lot Number	4
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	2
Census Block	2046
Census Tract	207

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	226 GREGORY FORK RD, RICHLANDS, NC 28574-7200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · VA Mortgage ADVANTAGE LENDING
Apr 17, 2023	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 29, 2022	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
May 26, 2021	Deed of Trust, Mortgage · FHA Mortgage DMI MORTGAGE SERVICING
Sep 4, 2019	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 6, 2017	Warranty Deed, Transfer · Construction Mortgage THE LITTLE BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2024 · Amount on Record
Deed Sale	Sep 19, 2024 · Amount on Record
Prior Sale	Nov 20, 2017 · Amount on Record
Deed Book / Page	6223 / 427
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Recording Date	Apr 29, 2026
Property Address	226 GREGORY FORK RD, RICHLANDS, NC 28574-7200
Document Number	6580000952
Book / Page	6580 / 952
Instrument Date	Apr 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 GREGORY FORK RD, RICHLANDS, NC 28574-7200

Mortgage

Document Number	6580000952,
Date	Apr 29, 2026
Book Page	6580/952

Lender

Name	ADVANTAGE LENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	226 GREGORY FORK RD, RICHLANDS, NC 28574-7200
Transaction Type	Mortgage
Record Updated	May 1, 2023
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059470058
Date	Apr 17, 2023
Book Page	5947/58

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	226 GREGORY FORK RD, RICHLANDS, NC 28574-7200
Transaction Type	Mortgage
Record Updated	Apr 11, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 GREGORY FORK RD, RICHLANDS, NC 28574-7200

Mortgage

Document Number	0057160332
Date	Mar 29, 2022
Book Page	5716/332

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Feb 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	226 GREGORY FORK RD, RICHLANDS, NC 28574-7200
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054730010
Date	May 26, 2021
Book Page	5473/10

Lender

Name	DMI MORTGAGE SERVICING
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Feb 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	226 GREGORY FORK RD, RICHLANDS, NC 28574-7200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050150587
Date	Sep 4, 2019
Book Page	5015/587

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 6, 2017
Property Address	226 GREGORY FORK RD, RICHLANDS, NC 28574-7200
Document Number	0046260175
Book / Page	4626 / 175
Map Reference	MB72 PG34
Instrument Date	Jun 6, 2017
Instrument	4626-175
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5555 GUM BRANCH RD, JACKSONVILLE, NC 28540-9357

Mortgage

Document Number	0046260178
Date	Jun 6, 2017
Book Page	4626/178
Instrument	4626-178

Lender

Name	THE LITTLE BANK INC
Type	Bank
Address	JACKSONVILLE, NC 28546

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,698.00	$502,482 (+21.98%) Land $112,000 Building $390,482	$502,482 (+21.98%) Land $112,000 Building $390,482
2025	$2,698.00	$411,925 (-) Land $57,000 Building $354,925	$411,925 (-) Land $57,000 Building $354,925
2023	$2,698.00	$411,925 Land $57,000 Building $354,925	$411,925 Land $57,000 Building $354,925

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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