226 Gemini St, Sidney, OH 45365 Property Records

Shelby County property record for 226 Gemini St, Sidney, OH 45365

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,189 sqft · built 1979
Lot Size	0.206 acres (8,960 sqft)
Owner	Individual Name on Record
Last Sale	$254,000 (Aug 2026)
Tax Bill	$1,838 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-1824226.006`

Property Details

APN / Parcel Number

Primary APN	`01-1824226.006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,189 sqft Living Area
1st Floor Area	1,189 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Brick
Roof Material	Shingle
Lot Area	8,960 sqft (0.206 acres)
Lot Dimensions	112 ft deep x 80 ft wide
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	270 sqft
Patio Area	266 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	226 GEMINI ST
City	SIDNEY
State	OH
Zip	45365-1529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4532 IN NORTHWOOD VILLAGE SUB SECTION 9 CITY OF SIDNEY 020-18-24-226-006PLAT V15 P3
Legal Subdivision	NORTHWOOD VILLAGE SECTION 9 SUBDIVISION
Legal Lot Number	4532
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	2
Census Block	2001
Census Tract	972100

Owner

Source: Shelby County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	226 GEMINI ST, SIDNEY, OH 45365-1529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Warranty Deed, Transfer · Conventional Mortgage UNIVERSAL 1 CREDIT UNION
Feb 23, 2022	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2026 · Amount on Record
Deed Sale	Aug 6, 2026 · Amount on Record
Prior Sale	Jun 27, 2013 · Amount on Record
Deed Document Number	20264163
Deed Book / Page	2333 / 3513
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Aug 6, 2026
Property Address	226 GEMINI ST, SIDNEY, OH 45365-1529
Document Number	0000004163
Book / Page	2333 / 3513
Instrument Date	Jul 31, 2026
Instrument	20264163
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$102,616.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 GEMINI ST, SIDNEY, OH 45365-1529

Mortgage

Document Number	0000004164,
Date	Aug 6, 2026
Instrument	20264164

Lender

Name	UNIVERSAL 1 CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Feb 23, 2022
Property Address	226 GEMINI ST, SIDNEY, OH 45365-1529
Document Number	02307/2863
Book / Page	2307 / 2863
Map Reference	VOL 15 PG 3
Instrument Date	Feb 12, 2022
Instrument	202201024
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	HOME SERVICES TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	226 GEMINI ST, SIDNEY, OH 45365-1529

Mortgage

Document Number	0202201025
Date	Feb 23, 2022
Instrument	202201025

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Municipality	Sidney City
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,838.00 (-6.03%)	$56,500 (-) Land $10,860 Building $45,640
2024	$1,956.00 (-2.2%) Homeowner's exemption	$56,500 (-) Land $10,860 Building $45,640
2023	$2,000.00 (+13.64%) Homeowner's exemption	$56,500 (+28.5%) Land $10,860 Building $45,640	$161,440 (+28.49%) Land $31,040 Building $130,400
2022	$1,760.00 Homeowner's exemption	$43,970 Land $9,520 Building $34,450
2020			$125,640 Land $27,200 Building $98,440

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
NKTELCO - Goldstar Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

226 Gemini St, Sidney, OH 45365 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Gemini St

Nearby Streets

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