226 Elm St, Woodruff, WI 54568 Property Records

Oneida County property record for 226 Elm St, Woodruff, WI 54568

Property Summary

Property TypeCommercial
Lot Size0.561 acres (24,471 sqft)
OwnerCompany Name on Record
Last Sale$500,000 (Jan 2023)
Tax Bill$3,868 (2025)
Deeds & MortgagesJan 2024 Mortgage
Jan 2023 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APNWR 1088

Property Details

APN / Parcel Number

Primary APNWR 1088

Exterior

Lot Area24,471 sqft (0.561 acres)

Location & Zoning

Street Address226 ELM ST
CityWOODRUFF
StateWI
Zip54568
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionDOC 840269/765236 JOHN A BELLER SR ADD LOTS 11,12,13 BLK 2 & PT VAC BROWN ST .56CA/-SA
Legal Range06E
Legal Township39N
Legal Section02
Legal SubdivisionJOHN A BELLER SR ADD
Legal Block2
Legal Lot Number11-13
JurisdictionONEIDA WI
Township / Civil DivisionWOODRUFF
Census Block Group1
Census Block1064
Census Tract970800

Owner

Source: Oneida County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 1876, WOODRUFF, WI 54568-1876
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2024Deed of Trust, Mortgage · Commercial Mortgage
COVANTAGE CU
Jan 4, 2023Warranty Deed, Transfer · Line of Credit
COVANTAGE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2023 · Amount on Record
Deed SaleJan 4, 2023 · Amount on Record
Prior SaleOct 24, 2016 · Amount on Record
Deed Document Number2023840269
Record UpdatedJun 8, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA WI
Property AddressWI
Transaction TypeMortgage
Record UpdatedApr 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 US HIGHWAY 51 N, WOODRUFF, WI 54568-9134

Mortgage

Document Number0000849681
DateJan 23, 2024
Instrument849681
Lender
NameCOVANTAGE CU
TypeCredit Union
AddressANTIGO, WI 54409
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONEIDA WI
Recording DateJan 4, 2023
Property AddressWI
Document Number0000840269
Instrument DateJan 3, 2023
Instrument840269
Transaction TypeTransfer
Record UpdatedApr 12, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1876, WOODRUFF, WI 54568-1876

Mortgage

Document Number0000840270
DateJan 4, 2023
Instrument840270
Lender
NameCOVANTAGE CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyOneida County
County SubdivisionWoodruff Town
Secondary School DistrictLakeland Union High School District (09 - 12)
Elementary School DistrictWoodruff Joint No. 1 School District (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,868.00 (+8.53%)$419,400 (+104.29%) Land $142,700 Building $276,700$426,594 Land $145,148 Building $281,446
2023$3,564.00$205,300 Land $124,800 Building $80,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKELAND SANITARY DIST 1
serves 2,381 people · EPA ID WI7440116
Water SourceGroundwater
Last State InspectionNov 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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