226 E Water St, Lock Haven, PA 17745 Property Records

Clinton County property record for 226 E Water St, Lock Haven, PA 17745

Property Summary

Property Type	Office Building
Details	5,122 sqft · built 1850
Lot Size	0.078 acres (3,398 sqft)
Owner	Company Name on File
Last Sale	$100,000 (Apr 2025)
Tax Bill	$4,390 (2026)
Deeds & Mortgages	May 2023 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`20-9841`

Property Details

APN / Parcel Number

Primary APN	`20-9841`
Alternative APN	`A-06-0026`

Interior

Units	3 Units
Stories	3 Stories
Building Area	5,122 sqft Gross Area

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Roof Material	Shingle
Lot Area	3,398 sqft (0.078 acres)
Lot Dimensions	160 ft deep x 21 ft wide

Location & Zoning

Account Number	A -06-0026
Street Address	226 E WATER ST
City	LOCK HAVEN
State	PA
Zip	17745-1376
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	E POR 21.3 X 160 COMM BLDG
Jurisdiction	CLINTON PA
Township / Civil Division	LOCK HAVEN
Census Block Group	2
Census Block	2007
Census Tract	30600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Water Street District listed 1973 · 18 contributing resources · NRIS 73001618

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

226 E Water St, a commercial property, is owned by a company that bought it in April 2025.

Source: Clinton County records, as of April 20, 2026

Owner of Record	Company Name on File
Mailing Address	87 ALLISON ST, LOCK HAVEN, PA 17745-3001
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE MUNCY BANK & TRUST COMPANY
Sep 7, 2018	Deed of Trust, Mortgage STEPHEN P POORMAN
Aug 27, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2025 · Amount on File
Deed Sale	Apr 17, 2025 · Amount on File
Prior Sale	May 1, 1997
Deed Document Number	20251298
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON PA
Property Address	226 E WATER ST, LOCK HAVEN, PA 17745-1376
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202301339
Date	May 2, 2023
Instrument	2023-01339

Lender

Name	THE MUNCY BANK & TRUST COMPANY
Type	Bank
Address	MUNCY, PA 17756

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 5, 2043

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON PA
Property Address	226 E WATER ST, LOCK HAVEN, PA 17745-1376
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018003191
Date	Sep 7, 2018
Instrument	2018-003191

Lender

Name	STEPHEN P POORMAN
Type	Private Party
Address	147 E MAIN ST, LOCK HAVEN, PA 17745

Agreement

Amount	Amount on Record
Term	63 Months
Due	Dec 1, 2023

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON PA
Recording Date	Aug 27, 2018
Property Address	226 E WATER ST, LOCK HAVEN, PA 17745-1376
Document Number	2018003005
Instrument Date	Aug 7, 2018
Instrument	2018-003005
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 E WATER ST, LOCK HAVEN, PA 17745-1376

Tax Assessment & Valuation

The 2026 property tax bill for 226 E Water St was $4,390.

Source: Clinton County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clinton County
Municipality	Lock Haven City
Unified School District	Keystone Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,390.00	$85,800 Land $18,400 Building $67,400
2023	$2,603.00	$85,800 Land $18,400 Building $67,400
2008			$85,800 Land $18,400 Building $67,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 226 E Water St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	43 (1979–2004)
Claims Outside the SFHA	2 of 43
Most Recent Claim	Sep 2004 · Tropical Depression Ivan
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 E Water St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOCK HAVEN WATER DEPT serves 8,450 people · EPA ID PA4180048
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2016
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
River Valley Internet Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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