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226 E Union St, West Union, IL 62477 Property Records

Clark County property record for 226 E Union St, West Union, IL 62477

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,576 sqft · built 1904
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$19,700 (May 2003)
Tax Bill$818 (2025)
Deeds & MortgagesSep 2026 Mortgage
Dec 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN15-19-20-05-101-013

Property Details

APN / Parcel Number

Primary APN15-19-20-05-101-013

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,576 sqft Living Area
Basement Area788 sqft

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Construction TypeFrame
Lot Area21,780 sqft (0.5 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address226 E UNION ST
CityWEST UNION
StateIL
Zip62477-1005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1H,1G PT LOTS 12 & 13 NW
Legal Lot Number12-13
JurisdictionCLARK IL
Township / Civil DivisionYORK
Census Block Group6
Census Block6050
Census Tract60100

Owner

226 E Union St is owned and occupied by two individuals who bought it in May 2003.

Source: Clark County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address226 E UNION ST, WEST UNION, IL 62477-1005
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
FARMERS AND MERCHANTS BANK/HUTSONV
Dec 5, 2022Deed of Trust, Mortgage · Line of Credit
FARMERS & MERCHANTS BANK OF HUTSONVILLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2003 · Amount on File
Deed SaleMay 2, 2003 · Amount on File
Deed Book / Page264 / 438
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARK IL
Recording DateSep 15, 2026
Property Address226 E UNION ST, WEST UNION, IL 62477-1005
Document Number0000001923
Book / Page707 / 812
Instrument DateSep 1, 2026
Instrument20261923
Transaction TypeMortgage
Record UpdatedSep 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 E UNION ST, WEST UNION, IL 62477-1005

Mortgage

Document Number0000001923,
DateSep 15, 2026
Book Page707/812
Instrument20261923
Lender
NameFARMERS AND MERCHANTS BANK/HUTSONV
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueSep 8, 2051
Interest
Rate TypeAdjustable Rate
Rate6.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARK IL
Property Address226 E UNION ST, WEST UNION, IL 62477-1005
Transaction TypeMortgage
Record UpdatedFeb 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 E UNION ST, WEST UNION, IL 62477-1005

Mortgage

Document Number000673/267
DateDec 5, 2022
Book Page673/267
Instrument2022-00002281
Lender
NameFARMERS & MERCHANTS BANK OF HUTSONVILLE
TypeBank
AddressHUTSONVILLE, IL 62433
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueDec 1, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 226 E Union St was $818 with a homeowner's exemption.

Source: Clark County assessment roll, as of August 3, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyClark County
County SubdivisionYork Township
Unified School DistrictHutsonville Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$818.00$18,126 Land $953 Building $17,173$54,378 Land $2,859 Building $51,519
2022$653.00 Homeowner's exemption$14,712 Land $773 Building $13,939$44,136 Land $2,319 Building $41,817

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 226 E Union St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective August 2, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims15 (2003–2018)
Claims Outside the SFHA11 of 15
Most Recent ClaimFeb 2018 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 E Union St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION-YORK WATER DISTRICT
serves 600 people · EPA ID IL0235400
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Frontier
DSL		115 / 7
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		25 / 3

May also be available: Joink.

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