226 E Union St, Edwardsville, IL 62025 Property Records

Madison County property record for 226 E Union St, Edwardsville, IL 62025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,379 sqft · built 2011
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$227,000 (Jun 2017)
Tax Bill	$5,888 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2026 Mortgage + 3 more
APN	`14-2-15-02-18-303-017`

Property Details

APN / Parcel Number

Primary APN	`14-2-15-02-18-303-017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,379 sqft Living Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Wood
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	193 ft deep x 63 ft wide
Garage Type	Attached
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	226 E UNION ST
City	EDWARDSVILLE
State	IL
Zip	62025-1150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KRAFT ADD PART LOTS 1 & 2 64.31 X 198.01 IRREGULAR
Legal Subdivision	KRAFT ADDN
Legal Lot Number	1-2
Jurisdiction	MADISON IL
Township / Civil Division	EDWARDSVILLE
Census Block Group	2
Census Block	2076
Census Tract	402900

Owner

226 E Union St is owned and occupied by two individuals who bought it in June 2017.

Source: Madison County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	226 E UNION ST, EDWARDSVILLE, IL 62025-1150
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRANSPORT FEDERAL CREDIT UNION
May 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage ENDEAVOR CAPITAL
Sep 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage REVITY CU
Nov 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage HUD
Jun 6, 2017	Warranty Deed, Transfer · FHA Mortgage DELMAR FINANCIAL CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2017 · Amount on File
Deed Sale	Jun 6, 2017 · Amount on File
Prior Sale	Dec 21, 2011 · Amount on File
Deed Document Number	201718715
Prior Transfer Date	Oct 4, 2013
Prior Transfer Doc	0000042874
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	May 29, 2026
Property Address	226 E UNION ST, EDWARDSVILLE, IL 62025-1150
Document Number	0000015363
Instrument Date	May 22, 2026
Instrument	202615363
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	226 E UNION ST, EDWARDSVILLE, IL 62025-1150

Mortgage

Document Number	0000015363,
Date	May 29, 2026
Instrument	202615363

Lender

Name	TRANSPORT FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 27, 2036

Interest

Rate Type	Fixed Rate
Rate	8.25%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	May 29, 2026
Property Address	226 E UNION ST, EDWARDSVILLE, IL 62025-1150
Document Number	0000015313
Instrument Date	May 22, 2026
Instrument	202615313
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205

Mortgage

Document Number	0000015313,
Date	May 29, 2026
Instrument	202615313

Lender

Name	ENDEAVOR CAPITAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.88%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	226 E UNION ST, EDWARDSVILLE, IL 62025-1150
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024100
Date	Sep 2, 2025
Instrument	2025R24100

Lender

Name	REVITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.98%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	226 E UNION ST, EDWARDSVILLE, IL 62025-1150
Transaction Type	Mortgage
Record Updated	Nov 22, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029364
Date	Nov 1, 2023
Instrument	2023R29364

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jun 6, 2017
Property Address	226 E UNION ST, EDWARDSVILLE, IL 62025-1150
Document Number	0000018715
Map Reference	PL 10 PG 8
Instrument Date	May 26, 2017
Instrument	2017R18715
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	ABSTRACTS AND TITLES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	226 E UNION ST, EDWARDSVILLE, IL 62025-1150

Mortgage

Document Number	0000018716
Date	Jun 6, 2017
Instrument	2017R18716

Lender

Name	DELMAR FINANCIAL CO
Type	Lending Institution
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 226 E Union St was $5,888 with a homeowner's exemption, up 6.7% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Edwardsville Township
Municipality	Edwardsville City
Unified School District	Edwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,888.00 (+6.67%)	$89,010 Land $4,740 Building $84,270	$267,030 Land $14,220 Building $252,810
2024	$5,520.00
2022	$4,795.00	$71,480 Land $3,810 Building $67,670	$214,654 Land $11,441 Building $203,213

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 226 E Union St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 E Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDWARDSVILLE serves 26,808 people · EPA ID IL1190250
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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