Brunswick County property record for 226 E Second St, Ocean Isle Beach, NC 28469
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.114 acres (4,966 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $455,000 (Feb 2024) |
| Tax Bill | $790 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Feb 2024 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 244OC018 |
| Primary APN | 244OC018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 2,481 sqft Heated Area |
| Gross Area | 4,409 sqft |
| 1st Floor Area | 597 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 4,966 sqft (0.114 acres) |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80150820 |
|---|---|
| Street Address | 226 E SECOND ST |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469-7610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L-13 B-2 S-B OIB PLAT 3/179 |
| Legal Subdivision | SECTION B OCEAN ISLE BEACH |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 20512 |
Source: Brunswick County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1811 HUNTERS GLN, MARIETTA, GA 30062-6173 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Mar 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHSTATE BANK NA |
| Feb 20, 2024 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2024 · Amount on Record |
| Deed Sale | Feb 20, 2024 · Amount on Record |
| Prior Sale | Apr 1, 1974 |
| Deed Book / Page | 5137 / 1381 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 226 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7610 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0055240049 |
|---|---|
| Date | Mar 20, 2026 |
| Book Page | 5524/49 |
| Name | SOUTHSTATE BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | 1-Year T-Bill |
| Max Rate | 11.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Feb 20, 2024 |
| Property Address | 226 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7610 |
| Document Number | 0051371381 |
| Book / Page | 5137 / 1381 |
| Map Reference | MB 3 PG 179&179A |
| Instrument Date | Feb 16, 2024 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3714 BENSON DR, RALEIGH, NC 27609-7384 |
| Name | Verified Name |
|---|---|
| Address | 1811 HUNTERS GLN, MARIETTA, GA 30062-6173 |
| Document Number | 0000051381 |
|---|---|
| Date | Feb 20, 2024 |
| Instrument | 5138/1 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.12% |
| Type Change Date | Mar 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 6.12% |
| Max Rate At Change | 10.1% |
| Index | 1-Year T-Bill |
| Max Rate | 14.1% |
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $901,750 (+300.78%) Land $225,000 Building $676,750 | $901,750 (+300.78%) Land $225,000 Building $676,750 | |
| 2025 | $790.00 | $225,000 (-) Land $225,000 | $225,000 (-) Land $225,000 |
| 2023 | $225,000 Land $225,000 | $225,000 Land $225,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 612 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 663 units insured incl. 51 condo units |
| Nearby Flood Claims | 744 (1979–2024) |
| Claims Outside the SFHA | 7 of 744 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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