Cochise County property record for 226 E Pederson Dr, Saint David, AZ 85630
| Property Type | Single Family Home |
|---|---|
| Details | 1,378 sqft · built 1972 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $112,000 (Oct 2016) |
| Tax Bill | $1,159 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-16-032A |
| Primary APN | 120-16-032A |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,378 sqft Living Area |
| 1st Floor Area | 1,378 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 46,609 sqft (1.07 acres) |
| Garage Type | Carport |
| Garage Area | 266 sqft |
| Carport | Carport |
| Carport Area | 266 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 120-16-032A7 |
|---|---|
| Street Address | 226 E PEDERSON DR |
| City | SAINT DAVID |
| State | AZ |
| Zip | 85630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TR9 |
| Legal Description | JULINE HILLS ADD LOTS 12 & 13 |
| Legal Subdivision | JULINE HILLS ADD |
| Legal Lot Number | 12,13 |
| Jurisdiction | COCHISE AZ |
| Township / Civil Division | BENSON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 305 |
Source: Cochise County records · APN 120-16-032A
Assessment roll updated October 13, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 503, SAINT DAVID, AZ 85630-0503 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| May 05, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Sep 18, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 15, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 17, 2016 · Amount on Record |
| Deed Sale | Oct 17, 2016 · Amount on Record |
| Prior Sale | Aug 15, 2006 · Amount on Record |
| Deed Document Number | 201618558 |
| Last Transfer Date | Jun 05, 2021 |
| Transfer Doc | 0000015957 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COCHISE AZ |
| Recording Date | May 05, 2026 |
| Property Address | 230 E PEDERSON DR, SAINT DAVID, AZ 85630-6271 |
| Document Number | 0000009149 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 20269149 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 230 E PEDERSON DR, SAINT DAVID, AZ 85630-6271 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009149, |
|---|---|
| Date | May 05, 2026 |
| Instrument | 20269149 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 01, 2046 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COCHISE AZ |
| Property Address | 226 E PEDERSON DR, SAINT DAVID, AZ 85630 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2024 |
| Title Company | SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LOAN MODIFICATIO |
| Name | Verified Name |
|---|---|
| Address | 230 E PEDERSON DR, SAINT DAVID, AZ 85630-6271 |
| Investor | Possibly a Property Investor |
| Document Number | 0000016888 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | 2023-16888 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ASHVILLE, AL 35953 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 278 Months |
| Due | Nov 01, 2046 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COCHISE AZ |
| Recording Date | Jun 15, 2021 |
| Property Address | 226 E PEDERSON DR, SAINT DAVID, AZ 85630 |
| Document Number | 0000015957 |
| Instrument Date | Jun 05, 2021 |
| Instrument | 2021-15957 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 503, SAINT DAVID, AZ 85630-0503 |
Source: Cochise County records · Assessment roll updated October 13, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Cochise County |
| Unified School District | St. David Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,713 (+5.28%) Land $2,240 Building $11,473 | $137,125 (+5.28%) Land $22,400 Building $114,725 | |
| 2025 | $1,159.00 (+3.57%) | $13,025 (+1.32%) Land $2,240 Building $10,785 | $130,247 (+1.32%) Land $22,400 Building $107,847 |
| 2024 | $1,119.00 (-0.8%) | $12,855 Land $2,240 Building $10,615 | $128,553 Land $22,400 Building $106,153 |
| 2023 | $1,128.00 |
Source: FEMA National Flood Hazard Layer as of March 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 15 in force |
| Wildfire Risk | Very High above 92% of the US · above 88% of Arizona |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 63 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST DAVID DWID private · serves 2,192 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Coliform assessment Aug 2018 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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