226 E North St, Albemarle, NC 28001 Property Records

Stanly County property record for 226 E North St, Albemarle, NC 28001

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,312 sqft · built 1912
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Nov 2022)
Tax Bill$2,142 (2023)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN654801355175

Property Details

APN / Parcel Number

Primary APN654801355175
Alternative APNs
  • 1541258
  • 25248
  • 29353

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,312 sqft Finished Area
FlooringWood
FireplaceFireplace

Exterior

Year BuiltBuilt 1912
Exterior MaterialAluminum/Vinyl
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions112 ft deep x 85 ft wide
PorchPorch
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1541258
Street Address226 E NORTH ST
CityALBEMARLE
StateNC
Zip28001-4007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCBD
Legal DescriptionHSE 226 E NORTH ST 654810219
JurisdictionSTANLY NC
Township / Civil DivisionNORTH ALBEMARLE
Census Block Group3
Census Block3066
Census Tract931204

Owner

Source: Stanly County records, as of October 2, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address226 E NORTH ST, ALBEMARLE, NC 28001-4007
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2022 · Amount on Record
Deed SaleNov 18, 2022 · Amount on Record
Prior SaleJun 12, 2007
Deed Document Number0018051407
Deed Book / Page1805 / 1407
Record UpdatedJun 7, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateNov 18, 2022
Property Address226 E NORTH ST, ALBEMARLE, NC 28001-4007
Document Number0000453219
Book / Page1805 / 1407
Instrument DateNov 18, 2022
Instrument453219
Transaction TypeTransfer
Record UpdatedMar 6, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$480.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address226 E NORTH ST, ALBEMARLE, NC 28001-4007

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 E NORTH ST, ALBEMARLE, NC 28001-4007

Mortgage

Document Number0000453220
DateNov 18, 2022
Instrument453220
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.15%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2027
Change Frequency5 Years
Min Rate At Change3.75%
Max Rate At Change7.1%
Index5-Year CMT
Max Rate11.1%

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityAlbemarle City
CountyStanly County
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,142.00$162,319 Land $11,704 Building $150,615$162,319 Land $11,704 Building $150,615

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ALBEMARLE
serves 17,506 people · EPA ID NC0184010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on E North St

Nearby Streets

Search Property Records by Address or Parcel Number