226 E Madison St, Girard, IL 62640 Property Records

Macoupin County property record for 226 E Madison St, Girard, IL 62640

Property Summary

Property Type	Single Family Home
Lot Size	0.161 acres (7,025 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Aug 2021)
Tax Bill	$399 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2021 Sale & Mortgage + 1 more
APN	`04-33-151-013`

Property Details

APN / Parcel Number

Primary APN	`04-33-151-013`
Alternative APN	`07-000-968-00`

Exterior

Lot Area	7,025 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Location & Zoning

Street Address	226 E MADISON ST
City	GIRARD
State	IL
Zip	62640-1622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 50' OF W 1/2 LOTS 5 AND 6 BLK 10 B BOGGESS ADDN 50 X 140.5 04-33-151-013
Legal Subdivision	B BOGGESS ADDN
Legal Block	10
Legal Lot Number	5-6
Jurisdiction	MACOUPIN IL
Township / Civil Division	GIRARD
Census Block Group	4
Census Block	4002
Census Tract	956100

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	226 E MADISON ST, GIRARD, IL 62640-1622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Aug 12, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK & TRUST CO
Dec 4, 2017	Deed, Transfer · Conventional Mortgage FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2021 · Amount on Record
Deed Sale	Aug 12, 2021 · Amount on Record
Prior Sale	Dec 4, 2017 · Amount on Record
Deed Document Number	2021592990
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Recording Date	Jun 17, 2026
Property Address	226 E MADISON ST, GIRARD, IL 62640-1622
Document Number	0000624774
Instrument Date	Jun 10, 2026
Instrument	2026624774
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 E MADISON ST, GIRARD, IL 62640-1622

Mortgage

Document Number	0000624774,
Date	Jun 17, 2026
Instrument	2026624774

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Aug 12, 2021
Property Address	226 E MADISON ST, GIRARD, IL 62640-1622
Document Number	0000592990
Instrument Date	Aug 9, 2021
Instrument	592990
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	CORNERSTONE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 E MADISON ST, GIRARD, IL 62640-1622

Mortgage

Document Number	0000592991
Date	Aug 12, 2021
Instrument	592991

Lender

Name	BANK & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	2.12%

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MACOUPIN IL
Recording Date	Dec 4, 2017
Property Address	226 E MADISON ST, GIRARD, IL 62640-1622
Document Number	0000565659
Instrument Date	Nov 30, 2017
Instrument	565659
Transaction Type	Transfer
Record Updated	Jul 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 E MADISON ST, GIRARD, IL 62640-1622

Mortgage

Document Number	0000565660
Date	Dec 4, 2017
Instrument	565660

Lender

Name	FIRST COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Girard Township
Municipality	Girard City
Unified School District	North Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$399.00 (+12.71%)	$10,934 (+7%) Land $2,315 Building $8,619	$32,802 (+7%) Land $6,945 Building $25,857
2024	$354.00 (+4.12%)	$10,219 (+15.56%) Land $2,164 Building $8,055	$30,657 (+15.56%) Land $6,492 Building $24,165
2022	$340.00 Homeowner's exemption	$8,843 Land $1,873 Building $6,970	$26,529 Land $5,619 Building $20,910

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD serves 1,885 people · EPA ID IL1170450
Water Source	Purchased surface water from OTTER LAKE WATER COMMISSION
Last State Inspection	Dec 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Royell Communications Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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