226 E Madison Ave, Cottage Grove, OR 97424 Property Records

Lane County property record for 226 E Madison Ave, Cottage Grove, OR 97424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,169 sqft · built 1900
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$227,000 (Jun 2019)
Tax Bill	$2,812 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`20-03-28-33-09800-000`

Property Details

APN / Parcel Number

Primary APN	`20-03-28-33-09800-000`
Alternative APN	`0896108`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,169 sqft Finished Area
1st Floor Area	849 sqft
Attic Area	320 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2008
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	82 ft deep x 75 ft wide

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	0896108
Street Address	226 E MADISON AVE
City	COTTAGE GROVE
State	OR
Zip	97424-2150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-SINGLE-FAMILY RES
Legal Description	SUBD:WYNNS ADDITION TO COTTAGE GROVE SEC/TWN/RNG/MER:SEC 28 TWN 20 RNG 03
Legal Range	03W
Legal Township	20S
Legal Section	28
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	WYNNS ADDITION TO COTTAGE GROVE
Legal Lot Number	9800
Jurisdiction	LANE OR
Township / Civil Division	COTTAGE GROVE
Census Block Group	3
Census Block	3034
Census Tract	1202

Owner

226 E Madison Ave is owned and occupied by an individual who bought it in June 2019.

Source: Lane County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	226 E MADISON AVE, COTTAGE GROVE, OR 97424-2150
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Jun 14, 2019	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Aug 24, 2018	Warranty Deed, Transfer EVERGREEN LAND TITLE COMPANY
Jul 10, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2019 · Amount on File
Deed Sale	Jun 14, 2019 · Amount on File
Prior Sale	Aug 24, 2018 · Amount on File
Deed Document Number	2019-023800
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	226 E MADISON AVE, COTTAGE GROVE, OR 97424-2150
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EVERGREEN LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031737
Date	Jun 22, 2020
Instrument	2020-031737

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jun 14, 2019
Property Address	226 E MADISON AVE, COTTAGE GROVE, OR 97424-2150
Document Number	0000023800
Map Reference	MB 25 PG 114
Instrument Date	Jun 14, 2019
Instrument	2019-023800
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	EVERGREEN LAND TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 E MADISON AVE, COTTAGE GROVE, OR 97424-2150

Mortgage

Document Number	0000023801
Date	Jun 14, 2019
Instrument	2019-023801

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Aug 24, 2018
Property Address	226 E MADISON AVE, COTTAGE GROVE, OR 97424-2150
Document Number	0000039993
Instrument Date	Aug 24, 2018
Instrument	39993
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	EVERGREEN LAND TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$118.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	226 E MADISON AVE COTTAGE GROVE OR 974242150, COTTAGE GROVE, OR 97424-2150

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LANE OR
Recording Date	Jul 10, 2018
Property Address	226 E MADISON AVE, COTTAGE GROVE, OR 97424-2150
Document Number	0000032071
Instrument Date	Jul 9, 2018
Instrument	32071
Transaction Type	Foreclosure
Record Updated	Jul 23, 2018

Transaction

Amount	Amount on Record
Tax	$95.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	29711 GIMPL HILL RD EUGENE OR 974029013, EUGENE, OR 97402-9013
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 226 E Madison Ave was $2,812.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Cottage Grove City
Unified School District	South Lane School District 45J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,812.00	$153,941	$342,282 Land $44,445 Building $297,837
2023	$2,681.00 (+4.04%)	$145,105 (+3%)	$339,322 (+10.44%) Land $33,382 Building $305,940
2022	$2,577.00	$140,879	$307,241 Land $34,383 Building $272,858

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 226 E Madison Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 E Madison Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COTTAGE GROVE serves 10,879 people · EPA ID OR4100236
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DFN Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hunter Communications Fixed Wireless	200 / 20

May also be available: CenturyLink.

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