226 E Elm St, Penn Yan, NY 14527 Property Records

Yates County and Milo Town property record for 226 E Elm St, Penn Yan, NY 14527

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,540 sqft · built 1900
Lot Size	0.081 acres (3,539 sqft)
Owner	Individual Name on File
Last Sale	$152,000 (Aug 2022)
Tax Bill	$4,502 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0689-000`

Property Details

APN / Parcel Number

Primary APN	`0689-000`
Alternative APNs	`300104906800010610000000` `573001 49.68-1-61`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,540 sqft Living Area
1st Floor Area	854 sqft
2nd Floor Area	686 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	3,539 sqft (0.081 acres)
Lot Dimensions	80.5 ft deep x 44 ft wide
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	145 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0689-000
Street Address	226 E ELM ST
City	PENN YAN
State	NY
Zip	14527-1359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	61.000
Jurisdiction	YATES NY
Township / Civil Division	MILO
Census Block Group	3
Census Block	3059
Census Tract	150200

Owner

226 E Elm St is owned by an individual who bought it in August 2022.

Source: Yates County and Milo Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3176 PINE VIEW DR, PENN YAN, NY 14527-8807
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2022 · Amount on File
Deed Sale	Aug 9, 2022 · Amount on File
Prior Sale	Jan 12, 2009 · Amount on File
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YATES NY
Recording Date	Aug 9, 2022
Property Address	226 E ELM ST, PENN YAN, NY 14527-1359
Document Number	0020229317
Instrument Date	Jul 15, 2022
Instrument	2022-9317
Transaction Type	Transfer
Record Updated	Sep 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$608.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1958 OUTLET RD, 1958, PENN YAN, NY 14527-8708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3176 PINE VIEW DR, PENN YAN, NY 14527-8807

Mortgage

Document Number	0020229318
Date	Aug 9, 2022
Instrument	2022-9318

Lender

Name	GENERATIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 226 E Elm St was $4,502, up 3.2% from the year before.

Source: Yates County and Milo Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Yates County
County Subdivision	Milo Town
Municipality	Penn Yan Village
Unified School District	Penn Yan Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,502.00 (+3.21%)
2025	$4,362.00	$152,000 Land $11,500 Building $140,500	$185,400 Land $14,027 Building $171,373
2023		$152,000 Land $11,500 Building $140,500	$152,000 Land $11,500 Building $140,500
2020	$1,734.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 226 E Elm St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1986–2014)
Claims Outside the SFHA	3 of 5
Most Recent Claim	May 2014 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 E Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENN YAN VILLAGE serves 5,248 people · EPA ID NY6101263
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CBN.

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