226 E Clark St, Pontiac, IL 61764 Property Records

Livingston County property record for 226 E Clark St, Pontiac, IL 61764

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,038 sqft · built 1990
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Jun 2022)
Tax Bill	$2,347 (2025)
Deeds & Mortgages	Sep 2014 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-15-27-428-013`

Property Details

APN / Parcel Number

Primary APN	`15-15-27-428-013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,038 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Roof Material	Asphalt
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	252 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	226 E CLARK ST
City	PONTIAC
State	IL
Zip	61764-2774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-27-428-013 LOT 50 X 130 LOT 3 BLK 3 SOUTH LAWN ADD
Legal Subdivision	SOUTH LAWN ADD
Legal Block	3
Legal Lot Number	3
Jurisdiction	LIVINGSTON IL
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2024
Census Tract	960700

Owner

226 E Clark St is owned and occupied by an individual who bought it in June 2022.

Source: Livingston County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	226 E CLARK ST, PONTIAC, IL 61764-2774
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2014	Deed of Trust, Mortgage · USDA Mortgage USDA
Jun 30, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF PONTIAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Deed Document Number	20222946
Record Updated	Sep 20, 2026

September 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	226 E CLARK ST, PONTIAC, IL 61764-2774
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000630607
Date	Sep 3, 2014
Instrument	630607

Lender

Name	USDA
Type	Government Agency
Address	PO BOX 66889, SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	395 Months
Due	Aug 25, 2047

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Jun 30, 2022
Property Address	226 E CLARK ST, PONTIAC, IL 61764-2774
Document Number	2022R02946
Instrument Date	Jun 30, 2022
Instrument	2022R-02946
Transaction Type	Transfer
Record Updated	Jul 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 W MADISON ST, 207, PONTIAC, IL 61764-1812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 E CLARK ST, PONTIAC, IL 61764-2774

Mortgage

Document Number	2022R02947
Date	Jun 30, 2022
Instrument	2022R-02947

Lender

Name	BANK OF PONTIAC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 226 E Clark St was $2,347 with a homeowner's exemption.

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Pontiac Township
Municipality	Pontiac City
Elementary School District	Pontiac Community Consolidated School District 429 (PK - 08)
Secondary School District	Pontiac Township High School District 90 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,347.00	$32,784 Land $2,462 Building $30,322	$98,352 Land $7,386 Building $90,966

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 226 E Clark St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (2008)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jan 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 E Clark St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-PONTIAC private · serves 11,864 people · EPA ID IL1055030
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb
Copper	1.36 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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