226 E 6th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 226 E 6th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,161 sqft · built 1890
Lot Size	0.119 acres (5,200 sqft)
Owner	Individual Name on File
Last Sale	$107,000 (Jul 2022)
Tax Bill	$2,120 (2024)
Deeds & Mortgages	Nov 2005 Mortgage Feb 2005 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-16-430-018.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-16-430-018.000-023`
Alternative APN	`01611395441`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,161 sqft Living Area
Basement Area	290 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,200 sqft (0.119 acres)
Lot Dimensions	130 ft deep x 40 ft wide
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01611395441
Street Address	226 E 6TH ST
City	MISHAWAKA
State	IN
Zip	46544-2145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 EX 20' E END & EX TRI PT OFF N END OF W 40' ROBINSONS 1ST 04/05 SPLIT #9574 9/30/03 TO 16-1139-544101
Legal Subdivision	ROBINSONS 1ST ADD
Legal Tract	9574
Legal Lot Number	6
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	1
Census Block	1007
Census Tract	10201

Owner

226 E 6th St is owned and occupied by an individual who bought it in July 2022.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	226 E 6TH ST, MISHAWAKA, IN 46544-2145
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2005	Deed of Trust, Mortgage · ARM ARGENT MORTGAGE CO LLC
Feb 17, 2005	Deed of Trust, Mortgage RUSS K MATTHYS
Jul 18, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 28, 2011	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2022 · Amount on File
Deed Sale	Jul 18, 2022 · Amount on File
Prior Sale	Jan 28, 2011
Deed Document Number	0002220851
Record Updated	Sep 20, 2026

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	226 E 6TH ST, MISHAWAKA, IN 46544-2145
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000553213
Date	Nov 16, 2005
Instrument	0553213

Lender

Name	ARGENT MORTGAGE CO LLC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	8.95%
Type Change Date	Dec 1, 2008
Change Frequency	6 Months
Min Rate At Change	8.95%
Max Rate At Change	10.9%
Index	6-Month LIBOR
Margin	6
Max Rate	14.9%

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	226 E 6TH ST, MISHAWAKA, IN 46544-2145
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000507111
Date	Feb 17, 2005
Instrument	0507111

Lender

Name	RUSS K MATTHYS
Address	GRANGER, IN 46530

Agreement

Amount	Amount on Record

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 18, 2022
Property Address	226 E 6TH ST, MISHAWAKA, IN 46544-2145
Document Number	0002220851
Instrument Date	Jul 7, 2022
Instrument	2220851
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 E 6TH ST, MISHAWAKA, IN 46544-2145

Mortgage

Document Number	0002220852
Date	Jul 18, 2022
Instrument	2220852

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

January 2011: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	ST JOSEPH IN
Recording Date	Jan 28, 2011
Property Address	226 E 6TH ST, MISHAWAKA, IN 46544-2145
Document Number	0001102957
Instrument Date	Dec 10, 2010
Instrument	1102957
Transaction Type	Foreclosure
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 E 3RD ST, MISHAWAKA, IN 46544-2241

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$102,100 Land $16,000 Building $86,100	$102,100 Land $16,000 Building $86,100
2024	$2,120.00 (+15.34%)
2023	$1,838.00 (+53.42%)	$78,300 (+53.23%) Land $16,000 Building $62,300	$78,300 (+53.23%) Land $16,000 Building $62,300
2022	$1,198.00	$51,100 Land $7,000 Building $44,100	$51,100 Land $7,000 Building $44,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 226 E 6th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 226 E 6th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 745 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Mercury Fiber.

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